怎样使用《Felomeng家庭理财》进行理财?

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<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">《<span style="font-family: Times New Roman;">Felomeng</span><span style="">家庭理财》是一款非专业的理财工具,主要用于家庭或个人的日常理财,使用方法非常简单直观。本文就其用法作简单介绍。</span></span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">一、</span><span style="font-size: 10.5pt; font-family: '宋体';">软件下载及安装</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">a)</span><span style="font-size: 10.5pt; font-family: '宋体';">软件下载地址:</span><span><span style=""><a href="http://sites.google.com/site/felomeng" target="_blank">http://sites.google.com/site/felomeng</a></span></span><span style="font-size: 10.5pt; font-family: '宋体';">。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">b)</span><span style="font-size: 10.5pt; font-family: '宋体';">双击安装文件(默认名:<span style="font-family: Times New Roman;">Felomeng.HomeFinanceSetup.msi</span><span style="">;如果弹出选择打开方式对话框,那么请</span></span><span><a href="http://www.skycn.com/soft/11601.html"><span style="font-size: 10pt; color: #0000ff; font-family: '宋体'; text-decoration: underline;">下载安装</span></a></span><span style="font-size: 10.5pt; font-family: '宋体';">WindowsInstaller3.1<span style="">;如果提示需要安装</span><span style="font-family: Times New Roman;">.netframework3.5</span><span style="">那么请</span></span><span><a href="http://www.crsky.com/soft/6959.html"><span style="font-size: 10pt; color: #0000ff; font-family: '宋体'; text-decoration: underline;">下载安装</span></a></span><span style="font-size: 10.5pt; font-family: '宋体';">.netframework3.5<span style="">),按照安装向导进行安装即可,如下图所示:</span></span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-456.png" alt="安装程序图标" width="87" height="86"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">1.</span><span style="font-size: 10.5pt; font-family: '宋体';">双击安装文件</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-465.png" alt="安装向导"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">2.</span><span style="font-size: 10.5pt; font-family: '宋体';">单击下一步</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-473.png" alt="选择安装位置" width="503" height="415"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">3.</span><span style="font-size: 10.5pt; font-family: '宋体';">指定安装路径,下一步</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-486.png" alt="确认安装" width="499" height="412"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">4.</span><span style="font-size: 10.5pt; font-family: '宋体';">下一步确定安装</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-496.png" alt="安装过程" width="509" height="426"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">5.</span><span style="font-size: 10.5pt; font-family: '宋体';">安装过程</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-503.png" alt="完成安装" width="509" height="415"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">6.</span><span style="font-size: 10.5pt; font-family: '宋体';">安装完成单击关闭退出安装程序</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">二、</span><span style="font-size: 10.5pt; font-family: '宋体';">启动软件:</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">a)</span><span style="font-size: 10.5pt; font-family: '宋体';">安装完成后,在桌面上和开始菜单中都有相应的图标,单击程序图标打开程序。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-562.png" alt="程序组" width="520" height="97"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">家庭理财程序组</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-572.png" alt="启动界面" width="381" height="286"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">启动界面</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">b)</span><span style="font-size: 10.5pt; font-family: '宋体';">输入用户名和密码信息,默认用户名<span style="font-family: Times New Roman;">admin</span><span style="">,密码</span><span style="font-family: Times New Roman;">admin</span><span style="">。为了安全起见,应在首次登录后修改密码或删除默认用户。</span></span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-636.png" alt="登录界面" width="334" height="170"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">登录界面</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">c)</span><span style="font-size: 10.5pt; font-family: '宋体';">如果用户合法就会进入主界面。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-658.png" alt="主界面" width="1271" height="257"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">主界面(无数据)</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">三、</span><span style="font-size: 10.5pt; font-family: '宋体';">管理用户</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">a)</span><span style="font-size: 10.5pt; font-family: '宋体';">在菜单栏的“设置”菜单中有“系统用户设定”菜单,单击打开设定界面。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-708.png" alt="系统用户设定菜单" width="373" height="164"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">系统用户设定菜单</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-719.png" alt="管理系统用户" width="271" height="331"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">管理系统用户对话框</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">b)</span><span style="font-size: 10.5pt; font-family: '宋体';">选中<span style="font-family: Times New Roman;">admin</span><span style="">用户名,单击“修改”按钮便可以修改</span><span style="font-family: Times New Roman;">admin</span><span style="">的密码。</span></span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-765.png" alt="修改用户信息" width="304" height="195"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">修改用户信息(注:用户名也可修改)</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">c)</span><span style="font-size: 10.5pt; font-family: '宋体';">当然,也可单击“添加”按钮添加新用户。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-805.png" alt="添加新用户" width="294" height="188"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">添加新用户对话框</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">d)</span><span style="font-size: 10.5pt; font-family: '宋体';">用户类型说明:</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 42pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">i.</span><span style="font-size: 10.5pt; font-family: 'Times New Roman';">管理员:可以使用家庭理财的所有功能,且可以添加、删除用户(修改用户有限制);</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 42pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">ii.</span><span style="font-size: 10.5pt; font-family: 'Times New Roman';">普通用户:普通用户不具备财务管理权限,只具有<span style="font-family: Times New Roman;">“</span><span style="">浏览</span><span style="font-family: Times New Roman;">”</span><span style="">权限,可以查看财务状况,生成各种报表。</span></span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">四、</span><span style="font-size: 10.5pt; font-family: '宋体';">录入数据</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">a)</span><span style="font-size: 10.5pt; font-family: '宋体';">单击主界面的“添加”按钮(或快捷键<span style="font-family: Times New Roman;">Ctrl+N</span><span style="">),就会弹出添加记录对话框。</span></span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-952.png" alt="添加新记录" width="391" height="178"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">添加新记录对话框</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">b)</span><span style="font-size: 10.5pt; font-family: '宋体';">在框内输入相应的信息后单击确定便可以完成添加。这里需要说明一下两个内容:</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 42pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">i.</span><span style="font-size: 10.5pt; font-family: '宋体';">内容:内容项中默认有一些内容名称,如“工资、资金、餐饮”之类,但是用户也可以自行输入新的内容,新的条目系统会自动记录。如果某些条目长期不使用,也可以在“设置”菜单中把它们删除。还有一个规则就是,在主界面显示时,会把内容列表中没有而记录当中有的内容添加到内容列表,这是为了保证可以正常生成报表。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 63pt; text-indent: 15pt; text-align: justify;"><span style="font-size: 7.5pt; font-family: 'Wingdings';">l</span><span style="font-size: 7.5pt; font-family: '宋体';">使用技巧:内容尽量按类名来,比如要用“餐饮”,而不要用“面条、火锅、餐卡”,这样在生成的报表中容易把握整体的财务状况。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 42pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">ii.</span><span style="font-size: 10.5pt; font-family: '宋体';">人员,默认人员只有两个“老婆、老公”,用户也可以自行输入,并且系统会自动保存,删除和自动添加的规则同内容。这里要说明一点,就是当两人或两人以上共同进行支出或得到收入时,应该同时写入两个人的名字,如“老公和老婆”,并且多个条目应当保持名称的一致。这是因为报表生成是按照输入的人员名称进行的。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">c)</span><span style="font-size: 10.5pt; font-family: '宋体';">添加完成后数据会显示在主界面上。每次对记录进行(添加、删除、编辑)操作后,标题栏后会多出一个星状标志,表示未保存,可以使用右键快捷菜单中的保存(或主菜单“编辑”的“保存”子菜单)进行保存,保存后星号消失。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-1455.png" alt="显示数据显示及星号" width="1275" height="329"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">数据显示及星号</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-1465.png" alt="保存快捷菜单" width="192" height="111"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">保存菜单</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">五、</span><span style="font-size: 10.5pt; font-family: '宋体';">数据修改和删除:数据的修改和数据的添加非常类似,不再赘述。数据的删除方法非常简单,就是先选中要删除的记录,然后单击删除按钮或按<span style="font-family: Times New Roman;">Del</span><span style="">键。</span></span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">六、</span><span style="font-size: 10.5pt; font-family: '宋体';">生成报表。报表可以让您更好地了解到某一时期的家庭财务状况。目前设有三种报表:人员、项目和总报表。使用方法也都较为简单。只要在主界面的报表栏中,单击相应的项目名称,人员名称就可以生成项目和人员报表;单击总报表按钮可以生成总报表。其中项目报表是对某一项目收支情况的统计信息,包括何人何时收支多少;人员报表是人员收支状况统计,包括该人员(或几个人)该时间段内详细的收支情况;总报表统计的是该时间段内所有项目的总收支情况,包括每个项目的总收支额。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-1761.png" alt="报表栏" width="181" height="86"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">报表栏</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-1767.png" alt="报表示意图" width="636" height="266"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">报表示意图</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: justify;"><span style="font-size: 9pt; font-family: '宋体';">注:如果大家有什么别的报表需求,请<a href="mailTo:[email protected]">告知我</a>进行改进。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">七、</span><span style="font-size: 10.5pt; font-family: '宋体';">数据备份。数据备份的重要性不言而喻。虽然系统在每次退出时会自动备份,但最好还是定期在别的地方再备份一个副本,以防不测。备份方法:</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">a)</span><span style="font-size: 10.5pt; font-family: '宋体';">“工具”菜单中的“导出”子菜单,会弹出保存对话框,指定保存位置(建议保存在别的分区或别的设备,如优盘上)和文件名后后单击确定。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-1930.png" alt="导出、导入菜单" width="153" height="122"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">导出、导入菜单</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-1940.png" alt="导出文件对话框" width="573" height="423"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">导出对话框</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 21pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: 'Times New Roman';">b)</span><span style="font-size: 10.5pt; font-family: '宋体';">恢复数据时只要使用“工具”菜单中的“导入”子菜单,打开备份好的文件即可。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';"><span style="font-size: 10.5pt; font-family: 'Times New Roman';"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-1985.png" alt="导入文件对话框" width="569" height="429"></span></span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">导入对话框</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-1993.png" alt="确认恢复" width="324" height="128"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">确认恢复数据</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">八、</span><span style="font-size: 10.5pt; font-family: '宋体';">计算器。因为理财过程中要经常使用计算器,所以本工具附带了一个“个人所得税计算器”工具,并提供<span style="font-family: Times New Roman;">Windows</span><span style="">自带计算器的快捷打开功能。打开相应计算器的方法是单击主界面或添加、编辑记录对话框上的“计算器”按钮,就会弹出快捷菜单(在主菜单的“工具”菜单的“计算器”子菜单中也有这两个菜单)。</span></span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-2145.png" alt="计算器菜单" width="310" height="107"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">菜单</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><img src="http://p.blog.csdn.net/images/p_blog_csdn_net/felomeng/EntryImages/20090716/wps_clip_image-2150.png" alt="个人所得税计算器" width="408" height="191"></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-align: center;"><span style="font-size: 10.5pt; font-family: '宋体';">个人所得税计算器</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">另外,理财要做好两</span><span style="font-size: 10.5pt; font-family: '宋体';">件事情:</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">一、</span><span style="font-size: 10.5pt; font-family: '宋体';">帐内帐外分清楚。</span></p>
<p class="p0" style=""><span style="font-size: 10.5pt; font-family: 'Times New Roman';">a)</span><span style="font-size: 10.5pt; font-family: '宋体';">理论上,所有的资金(包括储蓄、红利、股票、现金、债务等)都应当入帐。但是,一些内容入帐的话工作量很大,对于家庭理财来讲也没有必要搞这么细。比如餐卡、公交卡上的钱,没有必要每次消费都记录,只要记录每次充值(及退款)就好了,这样既保证了资金平衡,又减少了工作量。</span></p>
<p class="p0" style=""><span style="font-size: 10.5pt; font-family: 'Times New Roman';">b)</span><span style="font-size: 10.5pt; font-family: '宋体';">帐外的资金消费和收入,不应当入帐。比如用餐卡消费就不应当记录到帐上,如果记录就重复了。</span></p>
<p class="p0" style="margin-top: 0pt; margin-bottom: 0pt; text-indent: 21pt;"><span style="font-size: 10.5pt; font-family: '宋体';">二、</span><span style="font-size: 10.5pt; font-family: '宋体';">定期对帐。忘记记录某项支出或收入是很正常的,所以要定期对帐(最好是每天,如果觉得过于频繁可以改为每周或每月,间隔不要太长,否则对出错误也想不起来错在哪了)。对帐时应该对照所有银行帐户余额、现金余额及相应的其它可兑现资产。如果出现金额与帐面不符,就说明记录出了问题,可以根据差的金额数及时回忆哪笔收益或支出没有记录。</span></p>
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