bank drafts:银行票据
Notes :票据
setllement:清算
off-balance-sheet:资产负债表,表外业务
intermediary business:中间业务
cashier‘s checks:银行本票
direct credit transfer:直接贷记转账
direct debit transfer:直接借记转账
Clearing House Automated Transfer System:票据交换自动转移系统
collection clearing:收款清算
letter of credit :信用证
electronic funds transfer system :电子资金转换系统
so that greatly accelerate cash flow,lower operating expenses