level the playing field 创造公平竞争环境
level the paying field 创造公平支付环境
predetermined amount 预算
become overdrawn 透支
unscathed 毫发无伤
fintech=financial technology
mount a challenge 应对挑战
online transaction 在线交易所
bank cards 信用卡
incumbent 负有责任的
be cumbersome for 不方便的
transform the landscape 改变现状
kick-stat competition 发动竞争 （脚踏启动器）
explicit consent 明确同意
integrate into
one-click
be tightened up 限制
wave through 通过
sophisticated checks 复杂的审核
rock-bottom 最低价
dumb pipes 哑管道（没人关心）
block competition 妨碍竞争
system is robust 系统强大
bank face 银行信誉
rule be waters down 削弱（掺水）
bare one’s teeth 张牙舞爪
cit change 引起改变
team up with 合作
track cashflow and invoices 查询现金流和发票
via co-operation 合作远景