2021年百倍币Aave、千倍币YFI之后，DeFi领域的下一个王者MAS正在捧起接力棒！

币圈的牛市从来不缺百倍币，千倍币，万倍币，牛市来临的时候这个领域每天都有奇迹发生，所以我们要研究最近的爆款都有什么特点，再以此特点去筛选寻找种子选手然后下注去赌

从2020年初到2021年3月，DeFi系的每一次价值提升都在引爆一轮加密货币世界的超级牛市，我们看到，比特币目前正在不断冲破新高，比特币正在朝着它出世以来的第一个超级大关——10万美元迈进，全球热度一波接一波，今年的疯狂大牛市，最大的功臣只能是DEFI。在这里我们只是简单解释一下DEFI与比特币及以太坊价格的正相关关系：一方面，锁定在DeFi中的总价值与比特币价格之间的差值约为0.2，这意味着BTC价格每上涨1％，DeFi总锁定值就会增加0.2％。这种关系中的大多数源于将BitGo的包裹式BTC视为自己在DeFi中资产的选择，同时还计算了在DeFi协议中使用WBTC的所有实例。比特币对DeFi锁定总价值的贡献，已经从5.35亿美元跃升至29亿美元，恐怖的是，这个数字仍然还在飙升！

Defi涨势如此巨大的原因我认为有如下主要因素：
1.落地应用价值。DeFi是为了解决传统金融弊端而诞生的，目前很多DeFi类应用已经成功探索出了一些基础运行模式，在降低中心化机构的组织作用和中介费用、消除了地域和金融监管限制等方面，也起到了一定的作用。
2.门槛低，利率高。对于圈内人来说，DeFi的参与门槛较低，质押借贷的操作没有什么难度，区块链网络也为参与者提供了更加透明的投资环境。此外，DeFi类应用的存款利率不错，对于长期持币的用户和羊毛党有一定的吸引力，可以类比去年的Staking模式。
3.市场环境。自312黑天鹅之后，虽然行情逐步回暖，但是btc却经历了两个多月的横盘期。这种大行情下，币圈用户在借贷平台理财的需求得到提升，借贷盘活了存量资金，还吸引了一定的外部资金，在大饼的保持稳定横盘的同时，DeFi类的山寨币便开始了大胆拉盘。
4.市场热点炒作的需要。币圈热点历来逃不脱概念炒作，当前市场可以炒作的热点中，DeFi有市场潜力，有实际应用，再加上金融本身是区块链最容易落地的应用方向，被炒作可以理解。热度起来之后，投机者自然蜂拥而至。

说2021属于DeFi丝毫不为过。

那么，问题来了，DeFi是否过热？现在怎么入局？

我们先解释第一个问题：DEFI是否被炒的过热了？

其实这个问题从一个角度去思考，很容易得出答案。那就是让DEFI去对比一下如今热门的一些领域，去看看它是不是被炒作出来的产物。

DeFi是目前加密项目中，除比特币和以太坊公链之外，几乎是唯一可以产生实际收益的领域，尤其是从Uniswap、Balancer、Curve、Synthetix、Compound、Aave等，它们可以捕获实际的费用。按照2020年Uniswap日交易量1亿美元作为其年度日平均交易量，那么年交易量可以达到365亿美元，能捕获的费用收益可达到1.095亿美元。在加密领域，这个收益的数字绝对不算小数目。

那么，如果我们将DeFi项目跟其他的加密项目进行比较，会发现其实DeFi项目的市值简直就是小巫见大巫。我们举例验证。

像XRP这种至今没有实际价值的币种目前的流通市值约为200亿美元，defi整体较2020年的总市值虽然提高了12倍，但总市值仅为190亿美元出头，一个领域居然干不过一个投机性极大的币种。

即便DEFI作为当下最大热点，确实有炒作的一部分，但这样对比一下，炒作的都有点站不住脚。

整个DeFi领域的市值甚至还不如BNB、ADA…，大多数DEFI系的币种就更不用说。

整个DEFI的现状就如比特币诞生初期，潜力巨大但仍处于被市场强烈质疑的时期。

来源：https://www.defipulse.com/

来源：https://www.defipulse.com/

那么第二个问题，怎么参与？

在DEFI赛道里，AMM、借贷、抵押挖矿、存储、跨链、隐私等几大热门板块，唯一没有真正意义出圈的就是隐私，笔者可以断言，各位看官可以作证，在2021年结束的时候，DEFi中的隐私才是火爆2021最强的赛道。

凭什么？

区块链的透明性既是一种财富，也是一种负担。不能有效解决隐私安全问题，区块链再发展100年也只是纸上谈兵！

看标题可以知道，今天要重磅推荐的这个上了推特人气top榜单的DEFI隐私赛道之王——MAS.

先说一下该项目与其它隐私单币或DEFI隐私协议的区别亮点：

MAS以paillier+PRE+Multiple privacy mechanisms作为其多层隐私架构1首创虚拟&现实货币市场账本模型，为了确保DNS/DDOS的潜在隐患，加入了TEE（内置密钥管理-验证器唯一节点），并且未来上了UNIswap/SUSHIswap后，会开放超低滑点多元池SWAP对，对以太坊无缝衔接的EVM交叉兼容技术已实现门限加密拓扑网络，白皮书不难看出，MAS 的核心竞争力在于paillier同态加密算法，代理重加密（PRE）、多层加密协议，支持智能合约操作等密码学技术沉淀，项目即将在全球同步上线，成为整个加密世界生态的隐私保护技术底层技术设施。

利用MAS系统的金融应用中，交易可实现高度隐私。如果选择隐私，用户是无法查询到任何人的资金体量、资金流向等信息。在不透露保密信息的前提下，系统可以保证对交易的可追踪。这里完成了隐私且安全的双重需求。同时，为了增强隐私性，MAS系统自带“混淆交易”服务，隐私性和安全性都可以保证，目的是大幅度降低交易与转账的可追踪性。
MAS是区块链领域率先在企业级服务场景有落地合作的极少数公链项目之一。众多行业都在尝试与区块链技术进行结合，数字化转型在全球范围内正在快速推进。MAS的隐私协议属性，可以协助构建大规模金融网络。MAS的全球业务将有助于加快创建安全金融交易新的行业标准。在战略合作的不断推进下，MAS将进一步扩大在金融领域的影响力，社区流量也会比多数区块链项目高出许多。这将会是未来MAS社区发展的重要支撑。

而MAS的去信任化是通过可信硬件(目前是Intel)保证的，传统的单独硬件有两个劣势，一是拔电源即停止服务，无法满足即时可用性;二是多个可信计算节点在交互时的代码执行顺序不一会导致条件竞争，正确性不能保证。

而可信硬件可以通过引入分层和事件溯源实现可组合性。换句话说，MAS把合约的读、写进行操作分离，分层可以实现各层之间独立，矿工停机对网络不会造成影响，可以保证安全性，事件溯源将触发状态更改的事件存储在不可变的日志中，任何更改都会被记录，区块链也会负责验证矿工的每次操作，因此可以保证状态一致性。
MAS项目发展潜力不容小觑，它破除智能合约一切数据必须公开的限制，用户完全可以放心地把密钥存储在合约中，合约可以灵活地验证用户身份后再释放密钥，从此用户无需担心密钥丢失。

保障加密存储的同时MAS也实现了区块链中跨链、跨机密合约交互，能够更好地为公链、联盟链或者其他数据交换业务提供一个更加合理的解决方案。

像MAS这样的隐私计算恰好针对的是数据交换、数据分享等场景里的数据隐私问题，可以在保证数据安全的前提下，同时完成需要的数据分析，而这个赛道才刚刚起步，值得我们关注。

原文：After Hundred Times Aave and Thousand Times YFI in 2021, MAS, the next king in the DeFi field, is holding the baton!

The bull market in the currency circle has never lacked a hundred times currency, a thousand times currency, and a ten thousand times currency. When the bull market comes, miracles happen every day in this field, so we have to study the characteristics of the recent hot money, and then use the characteristics to filter and find Seed players then bet to bet

From the beginning of 2020 to March 2021, every increase in the value of the DeFi system is detonating a super bull market in the cryptocurrency world. We see that Bitcoin is currently breaking new highs, and Bitcoin is moving towards the first time since its birth. A super mark-100,000 US dollars are striding forward, the global heat is wave after wave, this year’s crazy bull market, the biggest contributor can only be DEFI. Here we just briefly explain the positive correlation between DEFI and the price of Bitcoin and Ethereum: On the one hand, the difference between the total value locked in DeFi and the price of Bitcoin is about 0.2, which means that every time the price of BTC rises 1%, the total lock value of DeFi will increase by 0.2%. Most of this relationship stems from considering BitGo’s wrapped BTC as its choice of assets in DeFi, and it also counts all instances of using WBTC in the DeFi protocol. Bitcoin’s contribution to the total value of DeFi locked in has jumped from 535 million US dollars to 2.9 billion US dollars. The scary thing is that this number is still soaring!

The reasons why Defi’s rise is so huge I think there are the following main factors:

1. Landing application value. DeFi was born to solve the drawbacks of traditional finance. At present, many DeFi applications have successfully explored some basic operating modes, which have also played a role in reducing the organizational role and intermediary costs of centralized institutions, and eliminating regional and financial regulatory restrictions. To a certain effect.
2. Low threshold and high interest rate. For insiders, the threshold for DeFi participation is low, the operation of pledge lending is not difficult, and the blockchain network also provides participants with a more transparent investment environment. In addition, the deposit interest rate for DeFi applications is good, which is attractive to long-term currency holders and the wool party. It can be compared to last year’s staking model.
3. Market environment. Since the 312 black swans, although the market has gradually recovered, but btc has experienced a sideways period of more than two months. Under this kind of big market, the demand for financial management of the currency circle users on the lending platform has increased. The borrowing has activated the existing funds and attracted a certain amount of external funds. While the pie remains stable and sideways, DeFi altcoins have begun A bold draw.
4. The need for hot market speculation. Hot spots in the currency circle have always been inevitable from conceptual hype. Among the hot spots that can be hyped in the current market, DeFi has market potential and practical applications. In addition, finance itself is the easiest application direction for blockchain, which can be understood by hype. After the heat got up, speculators naturally swarmed in.

It is no exaggeration to say that 2021 belongs to DeFi.

So, the question is, is DeFi overheating? How to enter now?

Let’s explain the first question first: Is DEFI overheated?

In fact, thinking about this question from one angle, it is easy to get the answer. That is to let DEFI compare some of the popular areas today to see if it is a product of speculation.

DeFi is currently the only field of encryption projects that can generate actual revenue, except for Bitcoin and Ethereum public chains, especially from Uniswap, Balancer, Curve, Synthetix, Compound, Aave, etc., which can capture actual costs. . According to Uniswap’s daily trading volume of 100 million US dollars in 2020 as its annual average daily trading volume, the annual trading volume can reach 36.5 billion US dollars, and the fee income that can be captured can reach 109.5 million US dollars. In the field of encryption, this revenue figure is definitely not a small amount.

So, if we compare the DeFi project with other encryption projects, we will find that the market value of the DeFi project is simply insignificant. We give examples to verify.

The current circulating market value of a currency like XRP that has no actual value so far is about 20 billion U.S. dollars. Although defi has increased by 12 times compared to the total market value in 2020, the total market value is only over 19 billion U.S. dollars, and one area can’t do it. A highly speculative currency.

Even if DEFI is the biggest hot spot at the moment, there is indeed a part of the hype, but in this comparison, the hype is a bit untenable.

The market value of the entire DeFi field is not even as good as BNB, ADA…, let alone most DEFI-based currencies.

The status quo of the entire DEFI is just like the early days of Bitcoin, with huge potential but still in a period of strong doubts by the market.

Source: https://www.defipulse.com/

Source: https://www.defipulse.com/

So the second question, how to participate?

In the DEFI track, there are several popular sectors such as AMM, lending, mortgage mining, storage, cross-chain, privacy, etc. The only thing that has no real meaning out of the circle is privacy. The author can assert that you can testify, and it will end in 2021. At that time, privacy in DEFi was the strongest track in 2021.

Why?

The transparency of the blockchain is both a wealth and a burden. Cannot effectively solve the problem of privacy and security, and the development of blockchain for 100 years will only be on paper!

Looking at the title, you can know that the king of the DEFI privacy track-MAS, which is on the top Twitter popularity list, is heavily recommended today.

Let me talk about the highlights of the difference between this project and other privacy single currency or DEFI privacy protocols:

MAS uses paillier+PRE+Multiple privacy mechanisms as its multi-layer privacy architecture. 1 It pioneered the virtual & real currency market ledger model. In order to ensure the potential risks of DNS/DDOS, TEE (Built-in Key Management-the only validator node) was added, and In the future, after UNIswap/SUSHIswap is launched, SWAP pairs of ultra-low slippage multiple pools will be opened, and the EVM cross-compatibility technology that seamlessly connects to Ethereum has realized the threshold encryption topology network. State encryption algorithm, proxy re-encryption (PRE), multi-layer encryption protocol, support for the precipitation of cryptographic technologies such as smart contract operation, the project will be launched globally simultaneously, becoming the underlying technical facility of privacy protection technology for the entire encryption world ecology.

In financial applications using the MAS system, transactions can achieve a high degree of privacy. If you choose privacy, users cannot inquire about anyone’s capital volume, capital flow and other information. Without disclosing confidential information, the system can guarantee the traceability of transactions. The dual requirements of privacy and security are fulfilled here. At the same time, in order to enhance privacy, the MAS system has its own “confusion transaction” service, which can guarantee privacy and security, with the goal of greatly reducing the traceability of transactions and transfers.
MAS is one of the very few public chain projects that took the lead in the field of blockchain to have landing cooperation in enterprise-level service scenarios. Many industries are trying to combine with blockchain technology, and digital transformation is rapidly advancing globally. MAS’ privacy protocol attributes can assist in the construction of large-scale financial networks. MAS’ global operations will help accelerate the creation of a new industry standard for secure financial transactions. With the continuous advancement of strategic cooperation, MAS will further expand its influence in the financial field, and community traffic will also be much higher than most blockchain projects. This will be an important support for the development of the MAS community in the future.

The trustlessness of MAS is guaranteed by trusted hardware (currently Intel). Traditional independent hardware has two disadvantages. One is that the service is stopped when the power is unplugged, which cannot meet instant availability; the other is that multiple trusted computing nodes are in Different code execution sequence during interaction will lead to conditional competition, and the correctness cannot be guaranteed.

Trusted hardware can achieve composability by introducing layering and event traceability. In other words, MAS separates the read and write operations of the contract. The layering can realize the independence between the layers. The downtime of miners will not affect the network, and security can be guaranteed. Event traceability stores the events that trigger the state change in the unavailable In the changed log, any changes will be recorded, and the blockchain will also be responsible for verifying each operation of the miners, so the state consistency can be guaranteed.
The development potential of the MAS project cannot be underestimated. It breaks the restriction that all data of the smart contract must be disclosed. Users can safely store the key in the contract. The contract can flexibly verify the user’s identity and then release the key. From then on, the user does not need to worry about the secret. The key is lost.

While ensuring encrypted storage, MAS also realizes cross-chain and cross-confidential contract interaction in the blockchain, which can better provide a more reasonable solution for public chains, alliance chains, or other data exchange services.

Privacy calculations like MAS are precisely aimed at data privacy issues in scenarios such as data exchange and data sharing. It can complete the required data analysis while ensuring data security. This track is just getting started and deserves our attention. .