【每日经济学人】2019-04-16

2019-04-16

How HDFC breaks the dismal pattern of Indian banking
Its growth and profits put it in an elite global club
原文来源:The Economist 2019-4-13

Article

https://frankzhougq.github.io/article/TE-2019-04-16/

Notes

The state-controlled ones offer cheap credit to the well-connected, have piles of bad loans and are barely accountable.
和达官贵人紧密联系的人;一堆坏账

In this dismal scene one bank, HDFC, consistently shines.
惨淡背景;出色

stellar performances.
优秀的

the firm went public
上市

HDFC Bank:“housing development finance corporation”
记一下,业绩很好

But with hindsight it is clear that he made the right call.
事后;做了正确的决定

A vast segment of the population was unbanked or underbanked—not just individuals, but also small businesses.
未开户的,所以你现在知道白户怎么说了吧,unbanked customers而不是white customers;underbanked差不多是半白户的意思

focused on large corporate customers

brought valuable know-how with them.

beefed up its technology

beef sth↔'up (informal): to make sth bigger, better, more interesting, etc. 使更大(或更好、更有意思等)

serve small companies previously excluded from the financial system.

opened its 5,000th branch
营业网点

largest private-bank network
组成网

Equally important are the 30,000 employees who promote phone-based banking to shops and individuals in smaller cities and villages.
同样重要的是;网上银行的另一种说法,ebanking

their entire financial lives are within the bank’s system and they are easy to cross-sell to.
绑定银行的生态圈,可以做交叉销售

你可能感兴趣的:(【每日经济学人】2019-04-16)