1.mort‧gage 1 n [C] W3 / 'mɔːɡɪdʒ ; ˋmɔrgɪdʒ /
英 / 'mɔːɡɪdʒ /
a legal arrangement by which you borrow money from a bank or similar organization in order to buy a house, and pay back the money over a period of years 抵押贷款，按揭
Your building society or bank will help arrange a mortgage.
你加入的购房互助协会或银行将会给你安排抵押贷款。
They’ve taken out a 30 year mortgage (= they will pay for their house over a period of 30 years ) .
他们办理了一笔30年期的抵押贷款。
2.pre‧de‧ter‧mined adj / ‚priːdɪ'tɜːmɪnd ‚priːdɪ'tɜːmənd ; ͵pridɪˋtɝmɪnd / formal
英 / ‚priːdɪ'tɜːmɪnd /
decided or arranged before something happens, so that it does not happen by chance 预先决定[确定]的
predetermined level/limit/amount etc
a predetermined level of spending
预先确定的开支水平
We check with each other before making any purchases over a certain predetermined amount.
在我们购买一件超过预定额的东西时，我们可以互相商量。
3.
to date
adv.
1 to date
prior to the present time
同义词： up to now
4.dire adj / 'daɪə ; daɪr /
英 / 'daɪə /
1
extremely serious or terrible 极其严重的，极可怕的
warnings of dire consequences that often don’t come true
对严重后果的警告，尽管这些后果常常不会出现
5.un‧scathed adj [not before noun 不用于名词前] / ʌn'skeɪðd ; ʌnˋskeðd /
英 / ʌn'skeɪðd /
not injured or harmed by something 没有受伤的，未遭受伤害的
The government was relatively unscathed by the scandal.
政府基本上没有受到这桩丑闻的影响。
6.dis‧rup‧tion n [C,U] / dɪs'rʌpʃ ə n ; dɪsˋrʌpʃən /
英 / dɪs'rʌpʃ ə n /
a situation in which something is prevented from continuing in its usual way 扰乱，打乱，中断
The strike caused widespread disruption .
罢工造成了大规模的混乱。
7.mount 1 v / maʊnt ; maunt /
英 / maʊnt /
1ORGANIZE 组织
[T] to plan, organize, and begin an event or a course of action 准备；安排；组织；开展
The National Gallery mounted an exhibition of Danish painting.
国家美术馆举办了丹麦画展。
8.conspicuously / kəns'pikjuəsli /
adv.显著地，明显地；超群地，惹人注目地
1
in a manner tending to attract attention
there have been plenty of general declarations about willingness to meet and talk, but conspicuously no mention of time and place
2
in a prominent way
9.in‧cum‧bent 1 n [C] / ɪn'kʌmbənt ; ɪnˋkʌmbənt / formal
英 / ɪn'kʌmbənt /
1
someone who has been elected to an official position, especially in politics, and who is doing that job at the present time 在职者，现任者〔尤指政治职位〕
In the June elections, Morris easily defeated the incumbent, Tom Smith.
在6月的大选中，莫里斯轻松击败了在任的汤姆·史密斯。
10.re‧sil‧i‧ent adj / rɪ'zɪliənt ; rɪˋzɪlɪənt /
英 / rɪ'zɪliənt /
1
able to become strong, happy, or successful again after a difficult situation or event 有复原力的；适应力强的
→ tough
Children are often very resilient.
儿童的适应力一般都很强。
The company proved remarkably resilient during the recession.
公司在经济衰退期间表现出惊人的耐挫力。
2
strong and not easily damaged by being pulled, pressed etc 坚韧的；有弹性的
boots with tough resilient soles
靴底结实坚韧的靴子
Any chemical treatment will leave hair less resilient than before.
任何化学剂的使用都会使头发失去原有的弹性。
11.cum‧ber‧some adj / 'kʌmbəs ə m ; ˋkʌmbɚsəm /
英 / 'kʌmbəs ə m /
1
a process or system that is cumbersome is slow and difficult 〔过程或系统〕耗时的，累赘的
Doctors are complaining that the system is cumbersome and bureaucratic.
医生抱怨说该体制复杂繁琐，很官僚。
cumbersome procedures
繁琐的程序
2
heavy and difficult to move 笨重的
12.the payments services directive
支付服务指令
13. explicit consent 明确同意
...欧洲和美国关于隐私保护方面的法律的关键区别在于，在欧洲，征信机构出具信用报告需要获得债务人的明确同意（explicit consent），在美国则不需要，符合许可的目的（admissible purpose）即可以获得信用报告。
14.强认证
2) 强认证（strong authentication）：安全度较高，其验证程序使用的公开密码学的技术来识别通信双方。
15. trans‧ac‧tion n S3 W3 / træn'zækʃ ə n ; trænˋzækʃən / formal 【正式】
英 / træn'zækʃ ə n /
1
[C] a business deal or action, such as buying or selling something 交易，业务，买卖
The bank charges a fixed rate for each transaction.
银行对每一笔业务收取固定费用。
financial transactions
金融业务
16.sophisticated
adj. 见多识广的；练达的；有鉴赏力的 | 〔机器、系统、方法等〕复杂的，精密的，尖端的 | 富有经验的，老练的；精通的
sophisticated software
很先进的软件
a highly sophisticated weapons system
非常精密的武器系统
sophisticated credit checks
复杂的信用检查
17.'rock-bottom adj [only before noun 仅用于名词前]
a rock-bottom price is as low as it can possibly be 〔价格〕最低的，不能再低的
bargain holidays at rock-bottom prices
最低价的特惠度假产品
18.predictably
可预见地
媒体英语会带大家一起学习 BBC 撰稿人在报道世界大事时常用到的单词和短语。 ... adapt 适应 striking echoes 惊人的相似之处 predictably 可预见地 ...
19.re‧sist‧ance n S3 W3 / rɪ'zɪst ə ns ; rɪˋzɪstəns /
英 / rɪ'zɪst ə ns /
AGAINST CHANGE 反对变化
[singular 单数, U] a refusal to accept new ideas or changes 〔对新观念或改变的〕反对，抗拒
[+ to ]
people’s resistance to change
人们对变革的抵制
[+ from ]
The no-smoking policy was introduced with little resistance from staff.
禁烟政策的推行几乎没有受到员工的反对。
20.manifested
adj. 证明的；已显示的；显然的
v. 显示；证明（manifest的过去分词）
21.li‧a‧bil‧i‧ty n / ‚laɪə'bɪlɪti ‚laɪə'bɪləti ; ͵laɪəˋbɪlətɪ /
英 / ‚laɪə'bɪlɪti /
1
[U] legal responsibility for something, especially for paying money that is owed, or for damage or injury 〔尤指法律上对还款、赔偿等的〕责任，义务
[+ for ]
Tenants have legal liability for any damage they cause.
承租人造成任何损坏都要负法律责任。
[+ to ]
your liability to capital gains tax
缴付资本利得税的义务
liability to do sth
The court ruled there was no liability to pay any refund.
法院判定无需退款。
22.ro‧bust adj / rə'bʌst, 'rəʊbʌst ; rəˋbʌst /
英 / rə'bʌst, 'rəʊbʌst /
1
a robust person is strong and healthy 强健的，健壮的
a robust man of six feet four
一个身高六英尺四英寸的壮汉
THESAURUS HEALTHY
2
a robust system, organization etc is strong and not likely to have problems 〔系统、组织等〕强大的，稳固的
The formerly robust economy has begun to weaken.
原本强劲的经济开始疲软。
23.fraud n / frɔːd ; frɔd /
英 / frɔːd /
1
[C,U] the crime of deceiving people in order to gain something such as money or goods 欺诈，诈骗
electoral fraud
选举欺诈
She was found guilty of fraud.
她被判犯有诈骗罪。
24.implemention
25.in‧ter‧pret v W3 AC / ɪn'tɜːprɪt ɪn'tɜːprət ; ɪnˋtɝprɪt /
英 / ɪn'tɜːprɪt /
1
[I,T] to translate spoken words from one language into another 口译
They spoke good Spanish, and promised to interpret for me.
他们西班牙语说得很好，答应替我翻译。
2
[T] to believe that something someone does or something that happens has a particular meaning 把…理解 [解释]为
interpret sth as sth
His refusal to work late was interpreted as a lack of commitment to the company.
他拒绝加班被认为是对公司缺少奉献精神。
3
[T] to explain the meaning of something 解释，阐释
Freud’s attempts to interpret the meaning of dreams
弗洛伊德对梦的含义的解析
26.team up
(teaming, teamed, teams)
1
PHRASAL VERB If you team up with someone, you join them in order to work together for a particular purpose. You can also say that two people or groups team up. (与某人) 组队; 合作
Elton teamed up with Eric Clapton to wow thousands at the rock concert.
埃尔顿与埃里克•克拉普顿在那场摇滚音乐会上联袂演出，博得了上千观众的喝彩。
27.‚working 'capital n [U]
the money that is available to be used for the costs of a business 运营资金[资本]；周转资金
28.in‧voice 1 n [C] / 'ɪnvɔɪs ; ˋɪnvɔɪs /
英 / 'ɪnvɔɪs /
1
a list of goods that have been supplied or work that has been done, showing how much you owe for them 发票；发货清单，已完成工作的清单〔单上注明应支付的款项〕
→ bill
29.entrant /ˈɛntrənt/ TEM4
1
N-COUNT An entrant is a person who is taking part in a competition. 参赛者
All items entered for the competition must be the entrant's own work.
所有参赛作品必须是参赛者自己的作品。
2
N-COUNT An entrant is a person or company who has recently become a member of an institution or market. 新成员
...the company that made a name for itself as an early entrant in the digital video-recorder market.
…这个以数码录像机市场的早期进入者而享有名气的公司。
30.con‧fron‧ta‧tion n [C,U] / ‚kɒnfrən'teɪʃ ə n ; ͵kɑnfrʌnˋteʃən /
英 / ‚kɒnfrən'teɪʃ ə n /
1
a situation in which there is a lot of angry disagreement between two people or groups 对抗，对峙；冲突
She had stayed in her room to avoid another confrontation.
她待在自己的房间里，以避免再次发生冲突。
[+ with/between ]
an ideological confrontation between conservatives and liberals
保守派和自由派在意识形态上的冲突
2
a fight or battle 战斗，战役
military/violent/armed confrontation
Japan seemed unlikely to risk military confrontation with Russia.
日本似乎不大可能冒险去和俄罗斯发生军事冲突。