网商银行对接
与网商银行对接，实现开户，绑卡，解绑，提现，等操作，这是整理出来的代码，关于签名，网商银行只提供了Java实例，我不会Java，签名由其他同事完成，有需要的可以自行研究下。
'2.0',
'partner_id' => '200001220534', // 合作者ID
'charset' => 'UTF-8', //
];
private $url = 'http://test.tc.mybank.cn/gop/gateway.do';
private $uid = '2c7e7482cbad43f4b0ebb7793a00277c'; // 合作方企业平台ID 随便来的一个 2c7e7482cbad43f4b0ebb7793a00277c
//private $signUrl = 'http://192.168.1.106:8080/forwarder/getSign'; // 获取签名URL
//private $signUrl = 'http://192.168.1.10:8888/forwarder/getSign'; // 获取签名URL
private $signUrl = 'http://101.251.247.162:8000/forwarder/getSign'; // 获取签名URL
private $sign_type = 'TWSIGN'; // 签名类型
private $method = 'POST'; // 请求类型
/*
* Effect 开户
* author yangyunhao
* time 2017-11-3 15:43:23
* */
public function open(){
$parameter = [
'charset' => 'UTF-8', //
'partner_id' => '200001220534', // 合作者ID
'service' => 'mybank.tc.user.enterprise.register', // 请求地址
'version' => '2.0',
'uid' => '2c7e7482cbad43f4b0ebb7793a00277c', // 合作方企业平台ID 随便来的一个 2c7e7482cbad43f4b0ebb7793a00277c
'enterprise_name' => '*****幼儿园', // 企业名称
'unified_social_credit_code' => '132' // 统一社会信用代码
]; // 组装参数
$sign = $this->curl($this->signUrl,$parameter,$this->method); // 获取签名
$parameter['sign'] = $sign; // 签名
$parameter['sign_type'] = $this->sign_type; // 签名类型
$result = $this->curl($this->url,$parameter,$this->method); // 进行开户
print_r($result);die; // {"charset":"UTF-8","is_success":"T","member_id":"200001240098"}
}
/*
* Effect 绑卡
* author yangyunhao
* time 2017-11-3 17:25:15
* */
public function tieCard(){
$parameter = [
'service' => 'mybank.tc.user.bankcard.bind', // 接口名称
'uid' => '****************************', // 业务平台用户ID
'bank_name' => '民生银行', // 银行全称
'branch_no' => '***********', // 联行号
'bank_account_no' => '*******',// 银行卡号
'account_name' => '北京***在线教育有限公司', // 开户名
'card_type' => 'DC', // 卡类型
'card_attribute' => 'B', // 卡属性
];// 组装请求参数
$data = array_merge($parameter,$this->original);
$sign = $this->curl($this->signUrl,$data,$this->method);
$data['sign'] = $sign;
$data['sign_type'] = $this->sign_type;
$result = $this->curl($this->url,$data,$this->method);
print_r($result);die;
//{"bank_id":"1261","charset":"UTF-8","is_success":"T"}
}
/*
* Effect 省市查询
* author yangyunhao
* time 2017-11-3 15:43:23
* */
public function area(){
$parameter = [
'service' => 'mybank.tc.user.area.query',
'parent_district_code' => 'ROOT'
]; // 参数组装 北京 为 110000 河北为 130000 承德为 130800
$data = array_merge($parameter,$this->original);
$sign = $this->curl($this->signUrl,$data,'POST');
$data['sign'] = $sign; // 签名
$data['sign_type'] = $this->sign_type; // 签名类型
$result = $this->curl($this->url,$data,$this->method);
$result = json_decode($result,true);
$result = isset($result['district_list'])?$result['district_list']:[]; // 数据检测降维
print_r($result);die;
}
/*
* Effect 银行列表查询
* author yangyunhao
* time 2017-11-3 15:43:23
* */
public function bankList(){
$parameter = [
'service' => 'mybank.tc.user.area.bank.query',
'parent_branch_no' => 'ROOT', // 父连号
'area_code' => '110108', // 区域编码
]; // 参数组装
$data = array_merge($parameter,$this->original);
$sign = $this->curl($this->signUrl,$data,$this->method);
$data['sign'] = $sign;
$data['sign_type'] = $this->sign_type;
$result = $this->curl($this->url,$data,$this->method);
$result = json_decode($result,true);
print_r($result);die;
}
/*
* Effect 银行卡列表
* author yangyunhao
* time 2017-11-3 21:07:53
* */
public function bankCardList(){
$parameter = [
'uid' => $this->uid,
'service' => 'mybank.tc.user.bankcard.query',
];
$data = array_merge($this->original,$parameter);
$sign = $this->curl($this->signUrl,$data,$this->method);
$data['sign'] = $sign;
$data['sign_type'] = $this->sign_type;
$result = $this->curl($this->url,$data,$this->method);
$result = json_decode($result,true);
print_r($result);die;
}
/*
* Effect 解绑
* author yangyunhao
* time 2017-11-3 15:43:23
* */
public function destroy(){
$parameter = [
'uid' => $this->uid, // 合作方业务平台ID
'bank_id' => '1261', // 银行卡编号
'service' => 'mybank.tc.user.bankcard.unbind', // 接口地址
]; // 组装参数
$data = array_merge($this->original,$parameter); // 合并公共请求参数 与 此接口请求参数
$sign = $this->curl($this->signUrl,$data,$this->method); // 获取签名
$data['sign'] = $sign; // 组装签名
$data['sign_type'] = $this->sign_type; // 组装签名类型
$result = $this->curl($this->url,$data,$this->method); // 解绑银行卡
print_r($result);die;
}
/*
* Effect 获取银行卡列表
* author yangyunhao
* time 2017-11-3 15:43:23
* */
public function getBankList(){
$parameter = [
'uid' => '1653053daa784899ab1a2bfc4ac2e8c2',
'service' => 'mybank.tc.user.bankcard.query', // 接口地址
];
$data = array_merge($this->original,$parameter);
$sign = $this->curl($this->signUrl,$data,$this->method);
$data['sign'] = $sign;
$data['sign_type'] = $this->sign_type;
$result = $this->curl($this->url,$data,$this->method);
print_r($result);die;
}
/*
* Effect 提现
* author yangyunhao
* time 2017-11-3 15:43:23
* */
public function withdrawals(){
$trade_no = md5(time());
$parameter = [
'outer_trade_no' => $trade_no,
'uid' => '27166d815c9b440bba37678099ad3e6c',
'outer_inst_order_no' => $trade_no,
'white_channel_code' => 'MYBANK00055',
'account_type' => 'BASIC',
'bank_id' => '1328',
'amount' => '1.00',
'notify_url' => 'http://xfb.xiaohe.com/Bank/withdrawalsNotify',
'service' => 'mybank.tc.trade.paytocard',
];
$data = array_merge($parameter,$this->original);
$sign = $this->curl($this->signUrl,$data,$this->method);
$data['sign'] = $sign;
$data['sign_type'] = $this->sign_type;
$result = $this->curl($this->url,$data,$this->method);
$result = json_decode($result,true);
print_r($result);die;
}
/*
* Effect CURL 请求
* author yangyunhao
* time 2017-11-3 15:43:23
* */
public function query(){
$parameter = [
'start_time' => '20140101020101',
'end_time' => '20140617020101',
'service' => 'mybank.tc.trade.query', // 接口地址
];
$data = array_merge($this->original,$parameter);
$sign = $this->curl($this->signUrl,$data,$this->method);
$data['sign'] = $sign;
$data['sign_type'] = $this->sign_type;
$result = $this->curl($this->url,$data,$this->method);
$result = json_decode($result,true);
print_r($result);die;
}
/*
* Effect CURL 请求
* author yangyunhao
* time 2017-11-3 15:43:23
* */
public function curl($url,$data,$method){
$ch = curl_init(); //1.初始化
curl_setopt($ch, CURLOPT_URL, $url); //2.请求地址
curl_setopt($ch, CURLOPT_CUSTOMREQUEST, $method);//3.请求方式
//4.参数如下
curl_setopt($ch, CURLOPT_SSL_VERIFYPEER, FALSE);//https
curl_setopt($ch, CURLOPT_SSL_VERIFYHOST, FALSE);
curl_setopt($ch, CURLOPT_USERAGENT, 'Mozilla/5.0 (compatible; MSIE 5.01; Windows NT 5.0)');//模拟浏览器
curl_setopt($ch, CURLOPT_FOLLOWLOCATION, 1);
curl_setopt($ch, CURLOPT_AUTOREFERER, 1);
curl_setopt($ch, CURLOPT_HTTPHEADER,array('Accept-Encoding: gzip, deflate'));//gzip解压内容
curl_setopt($ch, CURLOPT_ENCODING, 'gzip,deflate');
if($method=="POST"){//5.post方式的时候添加数据
curl_setopt($ch, CURLOPT_POSTFIELDS, $data);
}
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
$tmpInfo = curl_exec($ch);//6.执行
if (curl_errno($ch)) {//7.如果出错
return curl_error($ch);
}
curl_close($ch);//8.关闭
return $tmpInfo;
}
}
$bank = new bank();
//$bank->open(); // 开户
//$bank->tieCard(); // 绑卡
//$bank->area(); // 省市查询
//$bank->bankList(); // 银行列表
//$bank->bankCardList(); // 银行卡列表
//$bank->getBankList(); // 获取银行卡列表
//$bank->destroy(); // 解绑
//$bank->withdrawals(); // 提现
$bank->query(); // 提现
?>