Vocabulary
1. Alone adv.
If you say thatone person or thing alone is responsible for part of an amount, you areemphasizing the size of that part and the size of the total amount.
[emphasis]
E.g The BBC aloneis sending 300 technicians, directors and commentators.
Megastars like Jack Nicholson, who made £50million from Batman alone, are unlikely to be affected.
2.Klarna，瑞典支付创企。
瑞典支付创企Klarna宣布，他们已经从Wonga手中购入德国同行Billpay。Klarna致力于和在线零售商合作，提供多种支付方式。Billpay的原母公司Wonga曾在2014年，因无法评估借款人的还款能力而搞的自己声名狼藉。
Klarna的联合创始人兼CEOSebastian Siemiatkowski。Klarna由Sebastian Siemiatkowski、Victor Jacobsson以及Niklas
Adalberth三人于2005年共同创立。
3.mortgage
Amortgageis a loan of money which you get from abank or building society in order to buy a house.
4. account holder
the person whosename is on a bank account
银行用户
5. predetermined（预先设定好的）
If you say thatsomething ispredetermined,you mean that itsform or nature was decided by previous events or by people rather than bychance.
e.g The Prince'sdestiny was predetermined from the moment of his birth.
The capsules(胶囊) can be
made to release the pesticides（杀虫剂）at a predetermined time.
Synonyms:prearranged, set, agreed, set up
6. nudge
1)verb
If younudgesomeone, you push them gently, usually withyour elbow, in order to draw their attention to something.
e.g I nudged Stanand pointed again.
Synonyms: push,touch, dig, jog
Nudge isalso a noun.
Sheslipped her arm under his and gave him a nudge.
2)verb
If you nudgesomeone or something into a place or position, you gently push them there.
e.g Edna Swinsonnudgedhimintothesitting room.
The civil servant nudged him forward.
Nudgeis also a noun.
McKinnon
gave the wheel another slight nudge.
3)verb
If you nudgesomeone into doing something, you gentlypersuadethem to do it.
e.g Bit by bit Bobhad nudged Fritz into selling his controlling interest.
Foreigners must use their power to nudgethe country towards greater tolerance.
British tour companies are nudging clientsto travel further afield.
Synonyms: prompt,influence, urge, persuade
Nudge isalso a noun.
I had afeeling that the challenge appealed to him. All he needed was a nudge.
4)verb(上一个专题Amazon’s
empire有出现过，描述沃尔玛的财政收入有讲到这个词)
If someone orsomething is nudging a particular amount, level, or state, they have almostreached it.
...a little-knownstage plays writer and actress who was nudging 40 and going nowhere.
The temperaturewhen we were there was nudging80°F.
7. To date
It means up untilthe present time
Synonyms: up tonow, yet, so far, until now
e.g 'Dottie' is byfar his best novel to date.
She is without question the craziest personI've met to date.
To date we have spent eight thousand poundsbetween us.
8. dire严重的
9. unscathed毫发无损的，未受到伤害的
If you areunscathed after a dangerous experience, you have not been injured or harmed byit.
10. mount
If you mount acampaign or event, you organize it and make it take place.
Synonyms: launch,stage, prepare, deliver
11. conspicuously
If someone orsomething is conspicuous, people can see or notice them very easily.
12. incumbent在职者
1）An incumbent is someone who holds an official post ata particular time.
补充：2）adj
If it isincumbent uponyoutodo something, it is your duty or responsibility to do it.
[formal]
It isincumbent uponall of ustomake an extra effort.
Synonyms: obligatory, required, necessary, essential
13. resilient
1）adjective
Something that isresilientis strong andnot
easily damaged by being hit, stretched, or squeezed.
e.g Cotton is moreresistant to being squashed and polyester is more resilient.
...an armchair of some resilient plasticmaterial.
resilienceuncountable noun
Do yourmuscles have the strength and resilience that they should have?
Synonyms: suppleness, give, spring, flexibility
Synonyms: strength, toughness, adaptability, hardiness
2）adjective
People and thingsthat areresilientare able to recovereasily and quickly from unpleasant or damaging events.
e.gGeorge Fraser was clearly a good soldier,calm and resilient.
When theU.S.stock market collapsed inOctober 1987, the Japanese stock market was the most resilient.
resilienceuncountable noun
...theresilience of human beings to fight after they've been attacked.
Synonyms:suppleness, give, spring, flexibility More Synonyms of resilient
Synonyms:strength, toughness, adaptability, hardiness
14.cumbersome
A cumbersomesystem or process is very complicated and inefficient.
Synonyms:inefficient, unwieldy, badly organized
15. landscape
countable noun
A landscape is allthe features that are important in a particular situation.
e.gJune's events completely altered the politicallandscape.
...a landscape of unparalleled ignorance.
16. kick-start
To kick-start aprocess that has stopped working or progressing is to take a course of actionthat will quickly start it going again.
Synonyms:stimulate, encourage, prompt, spur
补充：verb
If you kick-starta motorcycle, you press the lever that starts it with your foot.
e.g He lifted thebike off its stand and kick-started it.
17.explicit
Something that isexplicit is expressed or shown clearly and openly, without any attempt to hideanything.
Explicitlyadverb
The play was thefirst commercially successful work dealing explicitly with homosexuality.
Their intention isnot to become involved in explicitly political activities.
explicitnessuncountable noun
When the book waspublished, the energy and explicitness caught the popular imagination.
补充：If you areexplicit aboutsomething, you speak about it very openly and clearly.
He was explicitabout his intention to overhaul the party's internal voting system.
explicitly adverb
She has beentalking very explicitly about AIDS to these groups.
18. authenticate
If youauthenticate something, you state officially that it is genuine after examiningit.
19.handy
Something that ishandy is useful.
20.PwC普华永道
pwc（普华永道会计事务所）普华永道国际会计事务所，成立于英国伦敦。全球顶级会计公司，位居四大会计师事务所之首。是由原六大会计事务所中规模最小但声望最高的Price Waterhouse（普华）与Coopers & Lybrand（永道）成功合并组成的。于1998年1月1日公司更名为PricewaterhouseCoopers。
21.legitimate合法的
Something that islegitimate is acceptable according to the law.
Synonyms: lawful,real, true, legal More Synonyms of legitimate
Legitimacyuncountable noun
The oppositionparties do not recognize the political legitimacy of his government.
Legitimatelyadverb
The government hasbeen legitimately elected by the people.
2)If you say thatsomething such as a feeling or claim islegitimate,you think that it is reasonable and justified.
22. robust
1) adjective
Someone orsomething that is robust is very strong or healthy.
More women thanmen go to the doctor. Perhaps men are more robust or worry less?
We've always specializedin making very robust, simply designed machinery.
robustlyadverb
He became robustlyhealthy.
robustnessuncountable noun
...the robustnessof diesel engines.
2) adjective
Robust views oropinions are strongly held and forcefully expressed.
A British ForeignOffice minister has made a robust defence of the agreement.
He has the keeneye and robust approach needed.
robustlyadverb
In the decisionswe have to make aboutEurope, we have todefend our position very robustly indeed.
robustnessuncountable noun
...a prominentindustrialist renowned for the robustness of his right-wing views.
23.water down
If something suchas a proposal, speech, or statement is watered down, it is made much weaker andless forceful, or less likely to make people angry.
24. bare someone’steeth
If you baresomething, you uncover it and show it.
这里应该是说，监管者早就跃跃欲试了
25.invoice
countablenoun
An invoice is adocument that lists goods that have been supplied or services that have beendone, and says how much money you owe for them.
e.gWe will then send you an invoice for thetotal course fees.
His £700 invoice was settled immediately incash.
Synonyms: account,charge, bill, statement
26．Exploit
1) verb
If you say thatsomeone is exploiting you, you think that they are treating you unfairly byusing your work or ideas and giving you very little in return.
e.g Critics claimhe exploited black musicians for personal gain.
...the plight of the exploited sugar caneworkers.
Exploitationuncountable noun
Extra paymentsshould be made to protect the interests of the staff and prevent exploitation.
Synonyms: misuse,abuse, manipulation, imposition More Synonyms of exploit
2) verb
If you say thatsomeone is exploiting a situation, you disapprove of them because they areusing it to gain an advantage for themselves, rather than trying to help otherpeople or do what is right.
The government andits opponents compete to exploit the troubles to their advantage.
Synonyms: make thebest use of, use, make use of, and utilize exploitationsingular noun
...theexploitation of the famine by local politicians.
Synonyms:misuse, abuse, manipulation, imposition More Synonyms of exploit
Synonyms:capitalization, utilization, using to good advantage, trading upon MoreSynonyms of exploit
3) verb
If you exploitsomething, you use it well, and achieve something or gain an advantage from it.
You'll need a goodaerial to exploit the radio's performance.
Caryis hoping to exploit new opportunities inEurope.
So you feel thatyour skills have never been fully appreciated or exploited?
4) verb
To exploitresources or raw materials means to develop them and use them for industry orcommercial activities.
I think we'rebeing very short sighted in not exploiting our own coal.
exploitationuncountable noun
...the plannedexploitation of its potential oil and natural gas reserves.
Synonyms: misuse,abuse, manipulation, imposition More Synonyms of exploit
5) countable noun
If you refer tosomeone's exploits, you mean the brave, interesting, or amusing things thatthey have done.
His wartimeexploits were later made into a film.
Synonyms: feat,act, achievement, enterprise
27. shake up（phrasal verb）
If someone shakesup something such as an organization, an institution, or a profession, theymake major changes to it.
28．Rock bottom最低点
29．Retail banking
banking forindividual customers