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come to the UK until 2015

Speaking to TechRadar, Visa's mobile head Pedro Sousa said: "We don't have any concrete dates, but we're talking about next year."

In America however Apple has already partnered with the six biggest issuing banks (covering 83 per cent of total US payment volume) and is working with large chains including Subway, McDonalds, Staples, Walgreens and Whole Foods.

The sluggishness on behalf of the UK isn't a surprise to analysts, however, who have long bemoaned the failures of mobile payments to take off despite the technology being available on many smartphones for years.

Apple Pay will also work with Apple's first ever smartwatch, the Apple Watch

This has been partly due to the catch 22 of availability (customers don't use mobile payments because shops don't have terminals; shops don't have terminal because customers don't use them) but also due to security fears.

Apple of course is confident that it has hit upon a secure solution, by combining its fingerprint scanning technology Touch ID with a new 'Secure Element' chip located within its handsets that store users' credit card data but Charles Mann Jersey that pays retailers with proxy data so that sensitive information is never being exchanged through the air.

At the user end the payment process seems much simpler. iPhone owners simply touch their device to Art Monk Jersey a payment terminal, scan their finger or thumb print, and it's done. (This scanning process also means that if the handset is Art Monk Redskins Jersey stolen thieves won't be able to start racking up a bill on it.)

Read more: iPhone 6 or iPhone 6 Plus?Steve Jobs' children weren't allowed iPadsPre orders started for new Apple smartphonesThe system certainly Authentic Clinton Portis Jersey isn't impregnable (Touch ID was hacked 48 hours after it was released although shops might notice if you tried to validate a payment with a latex thumb) but Apple's reputation with handling iTunes payments could give Charles Mann Redskins Jersey the tech the boost it needs.

Still, with scandal only a Clinton Portis Redskins Jersey single iCloud leak away, perhaps the UK is better away waiting a bit longer to see how safe Apple Pay really is. Americans will find out when the service goes live in October.