马上要过春节了,小伙伴们的年终奖是不是已经都拿到手了呢?是准备买心仪已久的包包、苹果7手机?还是准备出国来趟心灵净化之旅?或者干脆就存在银行里或买理财产品等着钱生钱?
这些想法都不错,但你有没有想过拿这笔钱给自己做个投资呢?且看下面这篇文章细细说来~(文章节选自Fortune.com)
If you were lucky enough to get a bonus at the end of 2016, you may be hunting around for the right place to put your cash. Experts got plenty of tips on where to invest in 2017, but why not throw yourself into the mix?
如果你足够幸运,在2016年底获得一笔奖金,你可能正在思考把钱放在什么地方合适。专家对于2017的投资对象有很多建议,但你何不把自己也当做一个投资对象呢?
Committing to investing at least RMB 10000 in yourself, your earning potential, and your happiness has several upsides.
投入至少10000元人民币在你自己身上、你的赚钱潜力上和幸福感上,你会发现好处多多。
First, there’s diversification. It’s always safer to have something under your control. You can’t do much to alter the performance of an emerging market ETF, but you can have a lot of impact on whether you score a raise.
首先,这增加了投资的多元化。投资你自己可以控制的事情,总要更安全些。你很难改变一个新兴市场开放基金的表现,但对于你能否能够得到加薪,你却是可以施加很大影响滴。
Second, the returns can be vast. If you invest in yourself and in your value to other people and your community and your tribe, you can actually change your possibility or position in life.
其次,(这种投资的)回报将会非常巨大。如果你给自己投资,努力提高你对其他人、社会和家庭的价值,你就可以切实改变你人生的可能性和地位。
Here are some investment approaches with the biggest potential returns.
以下这些投资方式将会获得最大可能的回报:
Invest in developing super-skills.Everyday job skills are great, but you get plenty of practice at those already. Certain super-skills, on the other hand, launch you into a different level of value.
投资在发展超级技能上。日常工作技能很重要,但你每天已经得到大量练习了。而另一方面,某些超级技能,却可以给你带来不同等级的价值。
A great lawyer who can speak well in public offers disproportionately more value to a firm than an equally great lawyer who can’t.
如果一位优秀的律师具备出色的公开演讲能力,那么他给一家律师事务所带来的价值,将远远超过同样优秀但不具备演讲能力的律师。
Likewise, being able to convey ideas in writing is useful in any context, as published articles turn you into a thought leader.
同样,在任何情况下,能靠写作来表达想法的能力都非常有用,因为你可以通过发表文章来成为思想领袖。
The connection doesn’t have to be obvious. If you’re in a job or work environment where creativity is rewarded, taking an art class—not to learn how to paint but to learn how to access your own creativity—would be an example of a creative super-skill.
有些技能之间的联系可能并不明显。如果你的工作或者工作环境鼓励创新,那就去上艺术课——当然不是去学绘画,而是学习如何激发自身的创造力——这可以作为培养创造性超级技能的一个例子。
So see what’s most valued in your industry (hint: sales, leadership, and connecting are high in most) and invest in coaching or courses to help.
所以,了解在你的行业中什么是最有价值的(提示:最有可能的是营销力、领导力和人际关系),然后在能对你有所提升的辅导或课程上进行投入。
If a valued professional acquaintance is grappling with an important issue,organize a small retreat to brainstorm soluti ons.
如果一位你相识的牛人正在纠结于一个重要的问题,你可以组织一个小型的头脑风暴,集思广益帮他寻找解决方案。
Relationships pay off in many ways, but like any other investment, you have to put in capital to get returns.
(处理好)人际关系会在很多方面带来回报,但和所有投资都一样,你必须先投入资本,再寻求回报。
Invest in gathering people together. Networks are valuable, and tightening these ties raises their value to you. When you introduce two people who decide to work together, they both want to help you in the future. Also, being a host or convener can help you be seen as a leader in your community. Other leaders align behind leaders to help them win.
投资在组织聚会上。人脉非常值钱,增强人脉关系,你可以获得更高的价值。如果你介绍两个决定一起共事的人互相认识,他们未来都会乐意帮助你。此外,作为主人或发起人,你将被看作这个圈子的领袖。作为领导者,领袖们会互相合作,彼此支持,实现共赢。
So throw parties. Or organize a mastermind group. If buying snacks and drinks for a group of interesting people you convene at your home leads to you landing a new client, that would massively trump the yield on the S&P.
所以多组织些派对。或者组织一个策划小组。召集一群有趣的人在你的家中开派对,如果买零食和饮料的钱能为你带来一位新客户,那么它的投资回报率要远远高于投资于股市。
Invest in shoring up weak spots. It’s always wise to focus first on investing in areas where you’re weakest, asking, “Which investment is going to enhance the value of all the other investments I’m already making?”
投资在补齐短板上。首先投资在你最薄弱的环节上,永远都是明智的选择。问问自己:“对于我已经进行的其他投资来说,什么样的投资能增加它们的价值?”
If you’ve polished your negotiating skills, and you’re building a great network, but you’re chronically sleep deprived, you’ll have limited energy for seizing on victories. So buy the sleep tracker, the white noise machine, or soundproof your bedroom to block out your neighbor’s dog.
如果你的谈判技能已经大有长进,正在培育一个重要的人脉网络,但你长期缺乏睡眠,那么你就不会有足够的精力去享受胜利的果实。所以买一台睡眠监测设备,和白噪声播放器,或者对卧室进行隔音处理,不会听到邻居家狗的叫声。
A great wardrobe could make people take your great ideas more seriously, so hire a stylist to help you look smart.
一身好行头,可以让人们更加重视你的观点,所以可以聘请一位造型师帮你打扮得看起来很睿智。
Or if the fastest rising people in your field are all bilingual and you’re not, a language tutor is the way to go.
或者,如果你所在领域的牛人都能用双语交流,而你却不会,快请个外语老师吧。
Invest in buying time and focus. One of the most powerful resources we have is our free attention. When you can focus the quality of what you can bring to the things you do goes way up.
用金钱来换取时间和专注力。不受干扰的专注力,是我们最有力的资源之一。当你能集中注意力在做事质量上,你的工作效率将大大提升。
If an extra hour or two of childcare per week would help you feel more relaxed at work, that would be a good investment. So would outsourcing household chores or errands that have become major sources of negativity.
如果每周将儿童托管的时间延长一到两个小时,可以帮助你在工作时更加放松,那这就是一笔不错的投资。将家务活外包也是同样道理,这些杂务已经开始成为负面情绪的主要来源。
Investing in good health can likewise increase your energy, which makes massages or healthy meals good options too. Just be careful: It does no good to buy a pair of running shoes without the accompanying commitment to running.
投资在保持健康上也可以增加你的精力,所以做做按摩或享用健康饮食,都是不错的选择。但要注意:如果你不能做到坚持跑步,买一双跑鞋就没有什么用。
But, if you commit to making changes in your life, RMB 10000 can go a long way.
不过,如果你决定让生活发生一些改变,10000元人民币的确能够带来巨大的帮助。
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