1、TEMPERANCE. Eat not to dullness; drink not to elevation.
节制：食不过饱，饮不过量。
2、SILENCE. Speak not but what may benefit others or yourself; avoid trifling conversation.
缄默：只说对人对己有益的话，避免闲聊。
3、ORDER. Let all your things have their places; let each part of your business have its time.
秩序：物归其位，事有定期。
4、RESOLUTION. Resolve to perform what you ought; perform without fail what you resolve.
决心：该做的事情一定要做，要做的事情一定做好。
5、FRUGALITY. Make no expense but to do good to others or yourself; i.e., waste nothing.
节俭：只为对人对己有益的事情买单，即不要浪费。
6、INDUSTRY. Lose no time; be always employ’d in something useful; cut off all unnecessary actions.
勤勉：不要浪费时间，只做有用的事情，戒除一切不必要的行为。
7、SINCERITY. Use no hurtful deceit; think innocently and justly, and, if you speak, speak accordingly.
诚恳：不要恶意欺骗人，思想纯洁公正，讲话也是如此。
8、JUSTICE. Wrong none by doing injuries, or omitting the benefits that are your duty.
正义：不做伤害别人的事情，做有益的事情是你的责任。
9、MODERATION. Avoid extreams; forbear resenting injuries so much as you think they deserve.
中庸：不走极端。对别人的伤害保持隐忍，将此视为应得之事。
10、CLEANLINESS. Tolerate no uncleanliness in body, cloaths, or habitation.
清洁：身体、衣服及住所，力求整洁。
11、TRANQUILLITY. Be not disturbed at trifles, or at accidents common or unavoidable.
平静：不要被琐事、普通或者不可避免的事所扰。
12、CHASTITY. Rarely use venery but for health or offspring, never to dulness, weakness, or the injury of your own or another’s peace or reputation.
贞节：仅为健康或生育的目的进行房事。爱惜身体，不要损害自己或他人的安宁与名誉。
13、HUMILITY. Imitate Jesus and Socrates.
谦虚：向苏格拉底和耶稣学习。