思维空性 The Pen Thing
现在财富上的匮乏源自我曾经的吝啬小器，不慷慨付出，损坏他人利益以及过度消耗的业力。
I feel the shortage of wealth due to karmas: my non-generous giving, beneficial damage to others, and out-runs of my earnings.
我曾经不愿分享财富给需要的人，我傲慢地拒绝乞讨者，并评判他们不劳而获。
I once was not willing to share what I earned to people needing money. And I in pride judged them money for nothing.
我曾经以可怜人必有可恨之处为由，拒绝捐助任何人，拒绝帮助任何人拜托财富上的困境。
I used to hold a creed that the poor deserves what he has got, which was a perfect excuse to refuse anyone's asking for help in finance.
我曾经偷窃父亲的钱财去打游戏。
I once stole father's cash only for video games.
我曾经赖账，欠钱不还。
I used to cheat in debts.
我曾经透支信用卡，不按时还款。
I used to be addicted to withdrawing credit cards and ignore the deadline when cards was to be paid.
我曾经向外过度索取钱财，贪图蝇头小利，跟人讨价还价，占别人便宜，不主动为他人买单。
I over-request for monetary help while being greedy to for other's cash, bargaining, and no paying bills for others.
明智忏悔 Intelligent Regret
我对曾经出现在我生命中并被我拒绝的的乞讨者和需求帮助的人们深深忏悔。
I regret my refuses to beggars appearing in my past and to those who used to really needed my help.
我对父亲深深忏悔。
I regret my theft to father.
我对借给我钱的人和信用卡忏悔。
I regret my no paying back to lenders and credit cards.
我对被我贪恋财产和占了便宜的人忏悔。
I regret my unreasonable occupations of wealth belonging to others.
合理承诺 Making a Commitment
此生不再偷窃。
No more stealing.
不再拒绝帮助乞丐。
No more refusals to help beggars.
不再使用信用卡。
No more credit cards.
不再逃避为别人买单。
No more rids of paying bills for friends.
正面对治Balance the Karma
帮助别人修理家电。
Help people fix the damages.
这周寻找至少十个乞丐，帮助他们，分享财富和时间给他们。
This week seek to help at least ten beggars with money and time.
每天在妈妈的钱包里放20元。
Cash-in with ￥20 for mother.
每天在护生群捐助3.33元。
Help Master Long-Light with daily ￥3.33.
今天主动为他人买单。
Ask to pay for other's bill today.