坐庄的，身败名裂；炒币的，做了韭菜；玩期货，上了天台
这大地白茫茫真干净
「⼒场」——公链挖矿第⼀社区
文章翻译于livebitcoinnews，仅供交流研究学习参考
Ripple had an idea that JP Morgan, an international banking titan, had also made use of the Blockchain to conduct transactions from anywhere faster, cheaper and more efficient than conventional banking systems. JP Morgan has changed Ripple’s distributed ledger with the Quorum Blockchain that came from Ethereum and changed the XRP Coin with its own, JPM Coin.
瑞波认为，国际银行巨头摩根大通也在利用区块链技术来进行对比传统银行系统更快，更便宜，更高效的交易。摩根大通使用以太坊的Quorum区块链技术改变了瑞波的分布式记账，并用自己的摩根币代替了瑞波币。
JP Morgan claims that JPM Coin, which theoretically shouldn’t have even been called a Cryptocurrency, combines both traditional finance and Cryptocurrency. It uses Blockchain technology to perform intercontinental transactions faster while avoiding the volatility like that of XRP’s.
摩根大通所谓的摩根币，理论上不应该被叫做数字加密货币，它结合了传统金融和数字加密货币.它使用区块链技术更快地执行洲际间交易，同时避免像瑞波币那样的价格波动。
The JPM Coin can be sent and received by JP Morgan customers back and forth, which directly exchange them from USD on a ratio of 1 to 1, and makes it more appealing than XRP, which is highly volatile.
摩根大通的用户可以来回发送和接收摩根币，摩根币以1:1的比例直接与美元挂钩，这使它看起来比瑞波币更具有吸引力，瑞波币非常不稳定。
In other words, a big company has copied a startup company and has made their business better.
换句话说，这是一家大公司复制了一家创业公司的业务并做得更好。
In a Tweet he sent, Garlinghouse stated that JP Morgan’s Cryptocurrency misses the point. A former executive from Yahoo defined that JPM Coin relies on an “isolated network”, which doesn’t really make it innovative.
Garlinghouse（瑞波首席执行官）在发送的推文中指出摩根币未能领会重点。一位来自雅虎的前高管认为摩根币依赖于”孤立的网络“，而这种网络没有使其具有真正的创新性。
It all boils down to this: are XRP users loyal, guessers, or are they both? Loyal users will use XRP to pay for transactions for its underlying technology. The user would only use XRP for purchases because it’s relatively cheaper and quicker. Then on the receiving end, XRP would be traded to traditional money instantly.
这一切可以归因于：瑞波的持有者是用户还是投机者，还是间或有之？
忠诚的用户使用瑞波币作为底层技术支付交易费用。用户购买瑞波币只因为瑞波币非常便宜而且轻便。在接收以后，瑞波币会很快被交易成传统货币。
Guessers, on the other hand, would buy XRP in the hope that it goes up in value and then would sell it once it’s high enough. The same situation won’t apply for a bank coin just like JPM Coin, the job of which is to perform processes in real time.
另一面，投机者会购买瑞波币，希望它的价格上升，当价格够高的时候就卖掉它。同样的情况并不适用于类似摩根币那样由银行发行的货币，摩根币是实时执行交易。（即不会有投机者去购买它）
JP Morgan has the potential of getting the customers of XRP who use them for remittance, and Ripple would have to get its objective pointing on the right direction. A Coin that isn’t volatile that would be used for transactions between banks could be the solution.
摩根大通有可能让使用瑞波汇款的用户转用摩根币进行汇款，而瑞波必须将其目标指向正确的方向。一种波动性不大的货币用于银行间的交易可能是解决方案。
“梅花香自苦寒来”