Rollover financial definition

rollover

adj.

• 1. 【经济学】延期的
• 2. 翻车的

n.

• 1. 【美】（为到期息票等）重筹资金，（为推迟纳税而进行的）再投资
• 2. （借款、税款等的）延期付款，付款延迟期

 

Rollover

同义词：展期 | 英文名称：Rollover 中文名称：展期
指每隔固定一段时间便按市场利率就贷款重新议价进行展期。

 

Roll over

To reinvest funds received from a maturing security in a new issue of the same or a similar security.

Roll Over

1. The act or practice of taking profits or other proceeds from investments and making other investments with them. It nearly always means that one is investing in more of the same security. For example, one may take dividends from a stock and buy more shares with it or may take coupon payments to buy more of the same bond issue. It is also called reinvesting. Colloquially, rolling over refers to reinvesting proceeds from one retirement account in another retirement account without causing a taxable event.

2. A loan that a borrower may renew upon maturity. This may happen when the borrower has only been making interest payments over the life of the loan. See also: Refinancing.

 

roll over

To reinvest funds from a maturing security into a similar security. Also called roll.

 

Rollover

Means that a loan is periodically repriced at an agreed spread over the appropriate, currently prevailing rate. Most term loans in the Euromarket are made on a rollover basis as to current LIBOR rate.

rollover

The reinvestment of money received from a maturing security in another similar security. Rollover usually applies to short-term investments such as certificates of deposit, commercial paper, and Treasury bills. For example, investors often want a rollover of the proceeds from a maturing certificate of deposit into a new certificate of deposit. See also IRA rollover, pension rollover.

Rollover.

If you move your assets from one investment to another, it's called a rollover.

For example, if you move money from one IRA to another IRA, that transaction is a rollover. In the same vein, if you move money from a qualified retirement plan, such as a 401(k), into an IRA, you create a rollover IRA.

Similarly, when a bond or certificate of deposit (CD) matures, you can roll over the assets into another bond or time deposit.

 

 

DEFINITION of 'Rollover'

A rollover is when you do the following:
1. Reinvest funds from a mature security into a new issue of the same or a similar security.

2. Transfer the holdings of one retirement plan to another without suffering tax consequences.

3. Move a forex position to the following delivery date, in which case the rollover incurs a charge.

 

BREAKING DOWN 'Rollover'

1. Assuming an option about to expire is favorable to hold, you may decide to buy or sell the later expiring option.

2. Retirement plans may be moved in order to forgo tax consequences when moving from one company to another. The distribution is reported on IRS Form 1099-R and the rollover contribution is reported on IRS Form 5498. Rollovers may be limited to one per annum for each IRA and the assets are generally made payable to the retirement account holder. The assets must then be deposited to the receiving retirement account within 60 days after the account holder receives the assets.

3. The forex fee arises from the difference in interest rates between the two currencies underlying a transaction. Sometimes investors can earn a credit if they are purchasing the currency with the higher of the two interest rates. Investors are often required to maintain certain margin positions with their brokers to earn a credit from rollover.

 

 

Refer to below URLs:

http://financial-dictionary.thefreedictionary.com/roll+over

http://financial-dictionary.thefreedictionary.com/Rollover

http://www.investopedia.com/terms/r/rollover.asp