[翻译] Mastering Shitcoins: 写给穷人的加密货币致富指南

土豪就不用看过来了 :)
如何从众多的数字货币中选择出值得买定持有的? 这里，有一份挑选的清单，也许对你有用,可以供参考。

当然，像个成年人一样，自己做决策，自己负责，毕竟，你赚了钱也不会分给我，不会分给原文作者，对吧?

本文翻译自: https://hackernoon.com/mastering-shitcoins-the-poor-mans-guide-to-getting-crypto-rich-2e469b762ba9

译者：区块链中文字幕组 荆凯
本文由币乎社区（bihu.com）内容支持计划奖励。特此致谢
翻译时间：2018-01-07

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So you missed out on the crypto boom?
You had dreams of telling your boss where to shove it while you drove off in your shiny new pink Cadillac looking for the meaning of life but it didn’t happen.

你错过了加密货币的爆炸性繁荣?
你曾梦想，开着新买的闪亮的粉红色凯迪拉克轿车，告诉你的老板你要到哪里去寻找生命的意义，但这没有成真。

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Maybe you sat on the sidelines waiting for a good price that never came? These prices are crazy, you thought, they’ve got to come back down! Who would pay $10,000 for a single Bitcoin? It was only $1,000 a month ago. And so the prices kept blowing past you.

也许你坐在场外等待一个永远不会到来的好价格?　这些价格太疯狂了，你想，他们一定会回来的!　谁愿意为一个比特币支付1万美元?　一个月前还只有1000美元呢。所以价格不断地从你身边吹过。

Or maybe you made all the mistakes in the Cryptocurrency Trading Bible parts one and two? You over traded, chased rallies too late, FOMOed, sold out too fast and in general did a lot worse than the market because you didn’t learn your lessons. The price to becoming a good trader is really, really high. Most people never make it. To get great at trading you have to lose a bunch of money fast and fail to outperform the market before turning it around.

或者，你可能犯了加密货币交易圣经第一部分 和 第二部分中所有的错误，你过度交易，追涨追得太晚，被FOMOed，太快卖出，总的来说，因为没有吸取教训，比市场的表现要差得多。成为一个优秀交易者的代价是非常非常高的。大多数人都做不到。要想在交易中取得成功，你不得不快速地输掉一大笔钱，在扭转局面之前，无法跑赢大盘。

If you’re lucky, you learn those lessons and wind up a savvy trader who trades well whether the market is up or down.

But the odds are against you. Human nature is against you. Emotions are against you. Everything is against you.

And yet there is hope.

如果你运气好，你就会学到这些教训，然后就会成为一个精明的交易者，擅长交易，不管市场是涨是跌。

但概率与你为敌。人性与你为敌。情绪也与你为敌。一切都与你为敌。

然而，你还有希望。

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You didn’t miss the boat. Well not totally. You can still swim out to it if you paddle real hard.

It’s not over. A mere 1% of people own crypto. Crypto can solve dozens of previously intractable problems, like digital identities, supply chain integrity, data breaches and many, many more.

你没有错过那艘方舟。没有完全错过。如果你用力划水，你还可以游到它那里去。

还没有结束。只有1%的人拥有加密货币。加密货币可以解决几十个之前难以解决的问题，比如数字身份认证、供应链整合、数据泄漏等等很多很多问题。

But it’s going to take awhile. The crypto superhighway is still under construction. They’re paving the roads and pouring the cement. Nobody is living in the McMansions yet.

但这需要一段时间。超高速公路仍在建设中。他们正在铺路，浇上水泥。现在还没有人住进豪宅。

But…but…but bubble. Tulips. It’s all going to crash isn’t it?
但是…但是…但是泡沫。郁金香。一切都会崩溃的，不是吗?

Yeah. So what?
是的。那又怎样?

Let me let you in on a little secret. Ready?

我来告诉你一个小秘密。准备好了么?

This is the bubble Amazon and Apple went through during the dot.com crash.
这是亚马逊和苹果在互联网崩溃时期所经历的泡沫。

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Those were mountains at the time and now they’re mole hills.
当时价格的山峰，现在只是鼠丘而已。

I grabbed those screen shots from this amazing article that nails the true value of crypto on so many levels. Go read it right after this one and you’ll see that $5,000 or $10,000 or $25,000 doesn’t begin to reflect the value of Bitcoin.

我从这篇神奇的文章中抓取了这些截屏，这篇文章道出了加密货币在非常多个层面上的真实价值。去读一下这，你会发现$ 5,000或$ 10,000或$ 25,000并没有开始反映比特币的价值。

Most people can’t see the future. It’s a total and complete blind spot to them, like staring into a snow crashed TV. As a futurist when I talk to people at parties they know I’m interesting and smart but they can’t hear a word of it. It’s like I’m the teacher in Charlie Brown.

大多数人看不到未来。对他们来说，这是一个完全的盲点，就像盯着一台(没信号的)雪花电视一样。作为一个未来主义者，当我和聚会上的人交谈时，他们知道我很有趣，很聪明，但他们一个字都听不进。就好像我是漫画查理布朗中的老师一样。

While innovators live in the bright light of future possibilities, the rest of the world lives in the here and now. Inventors and futurists are the shaman and medicine men of the global tribe. The rest of the tribe are hunter-gatherers. And hunter-gatherers are 100% focused on the present. They have to be. There is no time for the future when you got to find the next meal.

And that’s why to the tribe self-driving cars are not real and will never exist. Virtual reality is joke. Bitcoin is a joke and a bubble and fraud.

尽管创新者生活在未来可能的光明中，但世界其他地方的人却生活在此时此地。发明家和未来学家是全球部落的萨满和药师。其余的部落是采猎者。采猎者100%专注于当下。他们不得不如此。要寻找下一顿饭，你就没有时间留给未来了。

这就是为什么对部落来说，为什么自动驾驶汽车不是真实的，永远不会存在。虚拟现实是笑话。比特币是一个笑话，是泡沫和诈骗。

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To the tribe, the Internet looked like a joke to them only twenty years ago, even though they live on it today. Self-sovereign money and privacy and decentralized blockchain voting are absolute mirages to them now.

But if you want to get crypto rich, they better not be mirages to you.

对部落来说，二十年前互联网对他们来说就像一个笑话，尽管他们今天就在网上生活。拥有自主权的金钱，隐私和去中心化的区块链投票，现在对他们来说绝对是还是海市蜃楼。

但是，如果你想要获得加密货币的财富，最好你不要将它们看做是海市蜃楼。

So how do you get there?
You don’t have time to watch charts all day. And you probably don’t have a lot of spare change to throw around. So you’re screwed right?
Nope.

那你是怎么能做到呢?
你没有时间整天看图表。你可能没有太多多余的零钱来乱扔。所以你就没救了?
不.

No matter what your free cash flow looks like you can invest in cryptocurrencies. Whether you have $500 or $1000 or $50,000 the rules are the same. I know a fellow who started with a $1000 he borrowed and made himself a millionaire.

Of course not everyone will have that kind of result. And that’s all right.

How about the gal I met who invested $2,000 and turned it into $70,000? Could you use an extra $70,000? Are you patient enough to go through an 85% draw down and the pop of the crypto bubble?

不管你的自由现金流是什么样子，你都可以投资于加密货币。你有500美元或1000美元或5万美元, 规则都是一样的。我认识一个人，他借了一笔钱以1000美元起家，成了百万富翁。

当然不是每个人都会有这样的结果。这没关系。

那我遇到的那位投资2000美元，变成7万美元的人呢?你能再用7万美元吗?你是否有足够的耐心去经历一次85%的下跌和加密货币泡沫的破裂?

Then you too can get crypto rich.
那么你也可以通过加密货币变得富有。

Patience and long term vision is the key.
耐心和长远的眼光才是关键.

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Remember, rich is relative. If you never made more than $25,000 a year in your whole life, than $100,000 is a lot of extra money. It pays a lot of bills and delivers a lot of peace of mind.

That’s why I am going to give you the simplest path to crypto rich. No trading. No watching charts.

记住,富有是相对的。如果你一生中从未挣到超过25,000美元，那么10万美元是一大笔额外的钱。它可以支付大量账单，带来很多的内心平静。

这就是为什么我要给你们一个最简单的加密货币致富之路。没有交易。不需要看图表。

Now I don’t recommend you borrow anything to do this and you should only invest what you can afford to lose. Don’t mortgage your house or you deserve everything that is coming to you when the bank comes calling. Do not be an idiot. If you think you’re the exception the percentages say you’re probably not so just put your money in the mattress because it’s a lot safer there.

现在我不建议你借钱来做这件事，你应该只用你能承受的损失来投资。不要抵押你的房子，不然当银行打来电话时，你会自作自受。别成为傻瓜。如果你认为你是例外，百分比却说，你可能并非如此，不如把钱放在床垫上，因为那里更安全。

But if you’re willing to have patience and do this the right way, there is a decent chance that you come out ahead in the future.

但是，如果你愿意有耐心并以正确的方式来做这件事，你就有可能在未来取得成功。

The Amazon of Tomorrow　明日的亚马逊

To figure out what to do, you just need to realize that the Amazons and Apples of tomorrow are going to come out of this space. Sure 80% of the projects will fail.

要想知道该做什么，你只需要意识到明天的亚马逊和苹果将会在这个领域出现。当然80%的项目都会失败。

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So what?

The others will go on to change the world.

The only problem is, which ones will survive and which ones will go to zero?

那又怎么样？
其他的项目会改变世界。
唯一的问题是，哪些项目会存活，哪些又会归零？

Ah, now there’s the trick. Nobody has any idea. Anyone who tells you different is lying. Nobody has a crystal ball.

诀窍来了。没有人知道。任何告诉你不同意见的人都在撒谎。没有人有水晶球。

But we can make an educated guess.

但是，我们可以做出有根据的猜测。

Cryptocurrencies give you the chance to do what venture capitalists do. Up until now it’s been the exclusive right of people with lots and lots of money to invest in early stage companies. But now it’s the little guy’s turn too.

加密货币提供给你了机会，可以去做风险投资人所做的事情。到目前为止，在早期公司投资，一直是拥有大量大量资金的人的专有权。但现在也轮到小人物了。

The statistics on companies that succeed or fail in a venture capitalist’s portfolio would terrify the average present focused tribe member.

在风险投资家的投资组合中，成功或失败的公司的统计数据会使关注平均表现的部落成员感到恐惧。

80% fail outright.
80%的项目失败了。

That’s right. They will be worth zero. The big goose egg. Nothing.
是的。他们价值归零。大鹅蛋。什么都没有。
If a V.C. put in a million dollars, that million dollars is vaporized.
如果V.C.投入了百万美元，就全部蒸发了。

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But it’s the other 20% where this gets interesting.
但剩下的20%会很有趣。

10% of the companies do all right. Maybe they’re profitable, so the V.C. gets back his or her money and maybe doubles it. Not bad. But considering he or she just lost 80% of their other investments not so good. That puts them in the red by about 50-70%. Ouch.

10%的公司做的很好。也许他们是有利润的，所以V.C.公司会收回他或她的投资，也许会加倍。不坏。但考虑到他或她损失了80%的其它投资，就没那么好了。这使他们的赤字达到了50% - 70%。哎。

But it’s the last 10% where all the money is made.
但是，是最后的10%的项目，真正赚到了钱。

Those are the companies that go nova. They go up 10x or 100x. We call those ten baggers or hundred baggers. It’s those home runs that recoup all the losses and then some.

这些公司都是新星。它们上升10倍或100倍。我们把它们叫做十倍股或者百倍股( ten baggers or hundred baggers)。这是收回所有损失的本垒打。

So instead of trading you’re going to play micro-V.C.
所以，不是交易，而是成为微型的V.C.

You’re going to buy in with whatever you have to spare and you’re going to split that money up into the projects with the best chance at pulling a moon.

你会用你能够用的闲钱去购买，你将把这些钱分成几个项目，这些项目有最好的机会能拉升到月亮上(pulling a moon)。

So let’s analyze the market here so we can figure out what to buy.

所以我们来分析下市场，找出来要买什么。

The Contenders　竞争者

Right now coins are starting to split up into three major categories:

• Currency
• Platform
• Utility

现在加密货币开始分为三个主要的类别：

• 货币
• 平台
• 应用

There is a fourth kind of coin: a security token. In a year or two, people will be overrun with companies putting their shares on the blockchain. But that can’t happen until regulators get out of fear mode and start putting together the right rules for it. Delaware, the business center of the known universe, already gave us model legislation, so count on it at the federal level too. They just move slower.

还有第四种加密货币:安全令牌。在一两年内，人们将会被那些把自己的股份放在区块链上的公司所淹没。但直到监管者走出恐惧模式，开始为它制定正确的规则，这都是不可能的。特拉华州,已知宇宙的商业中心, [已经给了我们立法的模型](https://www.forbes.com/sites/groupthink/2017/09/20/why-the-delaware-blockchain-initiative-matters-to-all-dealmakers/ # 62 e4bbdb7550), 所以也可以期望在联邦政府层面也实现。他们只是动作太慢了。

Unfortunately, there are no security tokens to trade right now so we’ll have to revisit that in a year.
不幸的是，目前没有安全令牌可以交易，所以我们必须在一年之内重新考虑这个问题。

Let’s start with the currencies.

我们从货币开始。

These are the simplest coins. They’re programmable money. They’re looking to become a medium of exchange for goods and services. Either that or they’re a store of value like gold or silver. Some are deflationary, some inflationary. Some are meant to move fast and others are meant to hold so you can buy things with it later.

这些是最简单的数字币。它们是可编程的钱。它们希望成为商品和服务的交换媒介。或者，用于价值储存，像黄金和白银一样。有些是通货紧缩，有些是通货膨胀。有些是为了快速移动，而另一些则是为了持有，这样你以后就可以买东西了。

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The granddaddy of them all is Bitcoin.

它们的爷爷都是比特币.

That’s got to be a part of any stack. Period.

It has first mover advantage and a huge lead on the others. It’s also the most expensive and maybe the least innovative.

这是任何栈的一部分。时期。

它有先行者优势，在其他方面有巨大优势。它也是最贵的，也许是最没有创新的。

It’s dark horse rival is Bitcoin Cash, a fork of the original project that has its adherents and haters. But regardless of how you feel about this coin, feelings ain’t got nothing to do with it. This is trading and we’re betting on everyone who could pull out a win here, not pretending we can predict the future perfectly. That means Bitcoin Cash should go into your pile as well.

与比特币竞争的黑马是比特币现金(Bitcoin Cash),它是原项目的分叉, 有人追随，也有人憎恨。但不管你对这种币的感觉如何，感觉这种东西都与它无关。这是交易，我们赌每个人都能赢得胜利，而不是假装我们能完美地预测未来。这意味着，比特现金(Bitcoin Cash)也应该进入你的投资组合之中。

Other coins like Dash have good momentum. Dash tends to thrive when Bitcoin is plunging. It steadily gains market and mind share. There’s also long time favorite Litecoin, the “silver” to Bitcoin’s gold. Decred is not a bad bet either, as it has a good distribution model and community.

其它数字货币如Dash有良好的势头。
当比特币暴跌时，Dash往往会蓬勃发展。它稳定地获得市场和心理份额。还有很长一段时间，人们最喜欢的是Litecoin，这是“银”，比特币是黄金。 Decred也是一个不坏的选择，因为它有良好的分配模型和社区。

Monero

Privacy coins are essential. These work a lot like a digital version of cash, anonymous and agnostic. Monero, Zcash, and Zcoin are good examples, as is PIVX another underappreciated dark horse that started as a fork of DASH but has evolved into its own system and incorporates the Zero Coin protocol. These are all strong contenders to become the cash of the future in a cashless society.

隐私币是至关重要的。这些工作很像数字版的现金，具有匿名和不可知性。 Monero, Zcash, 和 Zcoin是一些不错的例子，PIVX 是另一个被低估的黑马，从DASH的一个分叉开始，但它已经发展成自己的系统，并加入了Zero Coin(零币)协议。这些都是在无现金社会中成为未来现金的强有力竞争者。

Let’s move on to the platforms. This is where things get really interesting.

让我们转去看一下平台。事情开始变得有趣了。

Platform coins are looking to do things that are the sole domain of servers and clouds right now. They want to power decentralized applications, run smart contracts as law and power everything from identities to storage to voting.

平台币正在寻找的是现在服务器和云的唯一领域。他们想要为中心化应用提供支撑，运行智能合约以作为法规，并且为从身份识别到存储再到投票的所有事情提供支撑。

The platforms have the longest way to go. They have to solve incredibly challenging scaling problems, maintain security, create whole new programming languages and deliver a fantastic user experience.

平台的发展道路是最漫长的。他们必须解决难以置信的挑战:　扩容问题、安全维护、创建全新的编程语言以及提供出色的用户体验。

None of this is easy. It will take time. But these platforms are the foundation of the decentralized internet of the future.

一切都不容易。这需要时间。但这些平台是未来去中心化互联网的基础。

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The biggest and baddest so far is Ethereum. I had a chance to meet with one of the top VCs in the country last week, an early investor in this space, and he told me that 90% of his crypto holdings are in Ethereum. That’s because he sees it as the best chance to become the platform, the one platform to rule them all. They have tremendous momentum, incredible devs and they rapidly incorporate new changes into the system. Ethereum is a must hold for any stack.

迄今为止最大和最坏的平台币都是Ethereum。上周，我有机会与国内顶级风投之一会面，他是该领域的早期投资者。他告诉我Ethereum占他所持仓的加密货币的90%。因为他认为 Ethereum 是最佳的机会成为那个平台，一个将控制全部的平台。他们有很好的走势，令人难以置信的开发者，他们将新的变化迅速融入到系统中。对任何投资组合来说，Ethereum 都是必须持有的.

But they’re not the only contender for the throne. New platforms are coming out every day. There’s bound to be one on a whiteboard somewhere that will blow us all away. But for now we go with what we have here and now.

但它们并不是唯一的王位竞争者。每天都有新的平台出现。肯定会有一个现在还在某地的白板上的东西，震惊我们所有人。但现在我们先看下我们当下的项目吧。

The other major platform choices are QTUM and NEO out of China, MaidSafe, Waves, IOTA, Tezos (which isn’t trading yet and may never if they don’t survive their lawsuits but which you should definitely own if they ever get out of the gate.) Personally I think these idiots should stop suing, because the project is brilliant and these fools are only proving that they’re too stupid to invest and need the nanny state to protect them but I digress.

其它的主流平台选择是QTUM, NEO(来自中国), MaidSafe, Waves, IOTA, Tezos (这项目还没有开始交易，如果它们不能够从法律诉讼中存活下来的话，也许永远不能交易了。但是你真的应该拥有它, 如果他们能走出那道门的话.)
我个人认为这些白痴应该停止起诉，因为这个项目太棒了，这些傻瓜只是证明他们蠢到不配投资，需要国家保姆来保护他们，但我离题了。

Lastly, there’s EOS, probably the biggest ICO in history. They have a good pitch and they’ve put out a steady stream of code. Not a bad one for your bag. I sold them way too early.

最后是EOS, 可能是史上最大的 ICO. 他们的推销手段很好，并且有稳定的代码流输出。也是你放入包中的一个不错选择。我卖得太早了。

Others will certainly join the fold.　其他人当然也会加入这个行列。

The last choices are utility coins. These are the hardest to pick.
最后，是工具币(utility coins)。这些是最难挑选的。

The problem with most utility coins is they have no utility.
大多数工具币的问题是，他们并没有什么实用工具。

You’re supposed to use these coins to consume services like identity lookups or decentralized DNS lookups but there is no platform to use these coins yet, so they’re some of the riskiest because they have to survive long enough to service the dominant platforms. By the time that happens those services might already be incorporated into the platforms or get up and running for free. This should be the smallest portion of your bag. Expect utility coins to make up a significant portion of the post dot-com crypto bubble burst list.

预期你会用这些币来消费服务，如身份查询或去中心化的DNS查找之类，但目前还没有平台能使用这些币，它们是风险最高的，因为它们必须存活足够长的时间来服务于主流平台。当这发生时，这些服务可能已经被整合到平台上，或者免费运行。这应该是你包里最小的部分。在帖子dot-com 加密货币泡沫破裂列表中，预期工具币会占很大一部分。

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However one style of utility coin is here to stay: Fintech coins. These are coins that are designed to move money around the world for major institutions like banks.

然而，还有一种类型的工具币可以看一下:　金融科技币(Fintech coins.)。这些币的设计目的是为了让银行等主要机构可以在全世界转移资金。

Ripple is the big one here. I don’t love their closed source model and their patents (patents are poison in this space) but their tech appears to work well and it keeps a very steady value, something essential when moving money because you don’t want that money experiencing crazy volatility swings like Bitcoin. If you put $1 million dollars on the wire it should come out a million dollars on the other side not $650,000 or $1.2 million.

Ripple是这里最重要的一个。我不喜欢他们的闭源模型和他们的专利(专利在这个空间里是毒药)，但是他们的技术看起来运行良好，并且保持着非常稳定的价值，在移动货币的时候这很重要，因为你不希望这些钱像比特币一样经历疯狂的波动。如果你把100万美元放在电线上，它就会从另一边拿出100万美元，而不是65万或120万美元。

The only question about Ripple is how much it actually rises in value over time. Hard to say but good to hold onto anyway.

Ripple的唯一问题是，随着时间的推移，它的价值实际上会上升多少。很难说，但还是最好坚定持有。

A better choice to me is Stellar Lumens which has a fantastic team. They partnered with IBM to provide service to banks and they have some incredible advisors on board, as well as a lot of transparency. They’re also powering the two reward coins that have a good shot at becoming universal reward coins, Kik and MobileCoin, the second in development by the founder of Signal.

对我来说一个更好的选择是Stellar Lumens ，这是一个非常棒的团队。他们与IBM合作，为银行提供服务，他们在董事会上有一些令人难以置信的顾问，还有很高的透明度。他们也为两个奖励币提供支持,　这两种币有很大的机会成为普遍的奖励币,Kik和MobileCoin, 后者由Signal的创始人开发。

Omise Go

Omise Go has Ethereum founder Vitalik Buterin as an adviser and they’re looking to do much of the same thing that Stellar and Ripple can do but in a more open fashion so they have my vote.

Omise Go 有Ethereum创始人 Vitalik Buterin 作为顾问，它们要做的事情，和Stellar 和 Ripple能做的一样，但是以一种更为开放的方式来做，所以得到了我的青睐。

All of those coins are buy and holds in any strong portfolio.

在任何稳健的投资组合中，这些币都是值得买入持有的。

Outside of Fintech, there are a few choices that are riskier but interesting.

在Fintech之外，有一些选择虽然冒险，但也有些意思。

PAY is a good bet, if they can get their partnerships with the major credit card creators off the ground. That is a big if because the Visas and Mastercards of the world will likely do their own crypto at one point in an attempt to maintain monopoly control over the credit card terminals.

PAY 是个不错的选择，如果他们能与主要的信用卡创造者建立合作关系的话。这很重要，因为世界上的Visas 和 Mastercards 可能会在某个时刻，做他们自己的加密货币，以保持对信用卡终端的垄断控制。

I’d also look for coins that disintermediate businesses like an energy coin or Populous that deals with payroll and carving out costs there, something that will deliver tremendous ROI for companies.

我还会寻找一些用于商业去中介化(disintermediate)的数字币，比如能源币，或者用于处理工资和切分成本的Populous，有一些能够给公司带来巨大的投资回报。

SALT is incredibly interesting as well. They propose to do blockchain backed loans, another industry ripe for the picking and something that the IMF will love for micro-loans in third world countries.

SALT 也非常有趣。他们声称要做基于blockchain的贷款,另一个可供选择的成熟的行业, IMF(国际货币基金组织)也会喜欢用于给第三世界国家提供小额贷款。

Last up in Metal. They fit my ultimate pattern for building a universal reward coin and I like what I see out of them.

最后是Metal. 他们符合我的构建通用奖励币的终极模式,　我喜欢从他们身上所看到的。

There are a bunch more I could list here but this isn’t about buying every coin on the top 100. This is about understanding who has a real shot at surviving.

还有很多我可以列举出来，但这里并不是要要购买前100名中的每一种币。这是关于理解谁有真正的机会生存下来。

This is my list. Don’t follow it blindly!

这是我的列表。不要盲目追随！

Do your own homework. Make your own decisions.
自己做功课。自己做决策。

It’s your money and you have to live and die with your choices.
这是你的钱，你必须与你的选择共存亡。

Don’t come blaming me if this doesn’t work. I am not your financial advisor. This is very risky. High risk, high reward. Making a bunch of money is about taking risks. Don’t come crying if that risk doesn’t pan out. I promise you nothing but the ability to place your bets and hope for the best.

如果这不行，别来怪我。我不是你的财务顾问。风险很大。高风险,高回报的一类。赚一大笔钱就是要冒险。如果这种风险没有得到解决，不要哭。我保证你有能力把你的赌注放对位置，希望最好的结局。

That disclaimer aside, I like my chances. I’ve seen this scenario play out time and again in world history. I don’t see any reason it can’t work again.

先不说这个免责声明，我喜欢我的机会。我在世界历史上看到过这样的情景。我看不出有什么理由它会不再奏效。

So how do you do you pick your coins? Ask questions and demand good answers.
那么，你如何选择币呢?　问问题，并寻求好的答案。

The questions you want to ask are:

• Does this coin/project have a purpose?
• If so what?
• Can they solve a real problem?
• How good is their team?
• How long have they been around?
• How strong is their code base?
• Do they have a road map?
• Are they transparent?

你要问:

*这个币/项目有什么目的吗?
*如果有，那目的是什么?

• 他们能解决真正的问题吗?
• 他们的团队有多好?
  *他们有多久了?
  *他们的代码库有多强大?
  *他们有路线图吗?
  *他们是透明的吗?

Every coin on this list has good answers to 70–80% of those questions. But don’t take my word on it. Do your own research.

这个列表上的每一种币在70 - 80%的问题上都有好答案。但不要相信我的话。自己做好研究。

That’s All Folks 这就是全部了

So there you have it. Grab a basket of coins, buy and hold. Wake up rich in a couple of years.

就是这样了。抓住一筐数字币，买入持有。在几年的时间里让自己变得富有。

If you did this a few years ago you’d be retired or least have the down payment on a house. Most of the coins would have disappeared but the big ones would have delivered those hundred baggers.

如果你几年前做了这个，你就退休了，或者至少有了房子的首付。大多数是币会消失，但大的那个，会成为百倍股(the big ones would have delivered those hundred baggers)。

Remember a lot of these coins will fail too but today is different from three years ago. More established players with histories are getting into the game. These are real companies not fly by night projects. Even when these coins fail they’ll still get somewhere with code and mind share. Other projects will absorb what they’ve done, whether by grabbing that open source code and expanding it or just hiring those development teams.

记住，很多这些币也会失败，但今天和三年前不同。更多成熟的有历史的玩家正在进入这场比赛。这些都是真正的公司，而不是一夜搞成的项目。即使这些币失败了，他们仍然会有代码和思想分享。其他项目将会吸收他们所做的工作，无论是通过获取开源代码，扩展它，还是仅仅雇佣这些开发团队。

And we may get a big bubble pop. You will probably have to eat an 85% drop down. Don’t panic. Don’t even look at the charts.

我们可能会经历巨大的泡沫破裂。你可能要吃下85%的下跌。不要恐慌。甚至连图表也不要看。

Put these coins in cold storage and forget about them.

把这些币放在冷钱包，忘掉它们。

Then wake up in two years and see how you did.
然后两年内再看，看看你的表现如何。

With any luck you won’t be working for anyone ever again.
有一丝运气，你就再也不会为任何人工作了。

So what are you going to do? Travel the world? Write that novel you always wanted to write? Or just buy a lambo?

那你打算怎么办?环游世界?写你一直想写的小说?还是买辆兰博基尼?

The choice is yours. Choose wisely.
选择是你的。明智的作出选择吧。

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DISCLAIMER: Be a big boy or girl and make your own decisions about where to put your hard earned money. I am not a financial adviser and this is not financial advice and if I really need to tell you this then it’s best to keep your money under a mattress anyway because when you lose it you’ll only blame other people for your mistakes rather than yourself.

免责声明:　像成年人一样，自己做决定，要把你的辛苦钱投资到哪里。我不是理财顾问，这不是理财建议，如果我真的需要告诉你，那么最好你还是把钱藏在床垫底下，因为当你失去它的时候，你只会把你的错误归咎于别人，而不是你自己。

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