英语| Rich Dad Poor Dad 透析法读书笔记

作者:Robert T.Kiyosaki

篇幅:iPad Kindle阅读器2548页

用时:3天

难度:三颗星(满5颗)

字典:Kindle自带

透析成果:

·生词:substantial, resume, incredulously, vigor, indignantly, gut, pivotal, turmoil, imperative, intensify, collapse, rationally, titan(巨人,成就非凡的人), sophisticated, novice, flaw, dilemma, conform, perception, tragedy, adjourned, cling, adequately, impulsively, formulas, prosper, feedback, hunch, versed, consultant, tremendous, groom, crucial, glaring, arrogance, dynamic, dominion, immerse, timid, fortitude, temptation, subconsciously, intrigued, fabulous.

词组:by a twist of fate, wound up, on top of that, rat race, trading up, indulge in, retail outlet laziness by staying busy.

·句:

Proper physical exercise increases your chances for health, and proper mental exercise increases your chances for wealth.

Broke is temporary. Poor is eternal.

Life is the best teacher of all. Most of the time, life does not talk to you. It just sort of pushes you around. Each push is life saying, ‘Wake up. There’s something I want you to learn.’

True learning takes energy, passion, and a burning desire.

Learn to use your emotions to think, not think with your emotions.

If you find you have dug yourself into a hole... stop digging.

It is said that the fear of public speaking is a fear greater than death for most people.

Wealth is a person’s ability to survive so many number of days forward—or, if I stopped working today, how long could I survive?

Business that do not require my presence: I own them, but they are managed or run by other people. If I have to work there, it’s not a business. It becomes my job.

The better I was at understanding the accounting and cash management, the better I would be at analyzing investments and eventually starting and building my own company.

A true luxury is a reward for investing in and developing a real asset.

What these historical dates fail to reveal is that both of these taxes were initially levied against only the rich. It was this point that rich dad wanted Mike and me to understand. He explained that the idea of taxes was made popular, and accepted by the majority, by telling the poor and the middle class that taxes were created only to punish the rich. This is how the masses voted for the law, and it became constitutionally leagal. Although it was intended to punish the rich, in reality it wound up punishing the very people who voted for it, the poor and middle class.

It was popular because the income-tax rate of a corporation is less than the individual income-tax rates.

With money comes great power that requires the right knowledge to keep it and make it multiply.

We all have tremendous potential, and we all are blessed with gifts.

In the real world outside of academics, something more than just grades is required. I have heard it called many things; guts, chutzpah, balls, audacity, bravado, cunning, daring, tenacity, and brilliance.

Today, wealth is in information. And the person who has the most timely information owns the wealth.

The single most powerful asset we all have is our mind.

It is not gambling if you know what you’re doing. It is gambling if you’re just throwing money into a deal and praying.

Find an opportunity that everyone else missed.

A majority of people let their lack of money stop them from making a deal.

Investing is not buying. It’s more a case of knowing.

Organize smart people.

Schools reward people who study more and more about less and less.

Workers work hard enough to not be fired, and owners pay just enough so that workers won’t quit.

Look down the road at what skills they want to acquire before choosing a specific profession and before getting trapped in the Rat Race.

Life is much like going to the gym. The most painful part is deciding to go.

Labor unions are designed to protect specialists.

The better you are at communicating, negotiating, and handing your fear of rejection, the easier life is.

It’s okay to be fearful. It’s okay to be a coward when it comes to money. You can still be rich. We’re all heroes at something, and cowards at something else.

If you hate risk and worry, start early.

Everyone wants to go to heaven, but no one wants to die.

I don’t want to work all my life. I don’t want what my parents aspired for, which was job security and a house in the suburbs. I don’t like being an employee. I hated that my dad always missed my football games because he was so busy working on his career. I hated it when my dad worked hard all his life and the government took most of what he worked for at his death. He could not even pass on what he worked so hard for when he died. The rich don’t do that. They work hard and pass it on to their children. Now the “wants.” I want to be free to travel the world and live in the lifestyle I love. I want to be young when I do this. I want to simply be free. I want control over my time and my life. I want money to work for me.

Choose friends carefully: the power of association.

Master a formula and then learn a new one: the power of learning quickly.

You become what you study.

The three most important management skills necessary to start your own business are management of : 1. Cash flow 2. People 3. Personal time

Numbers tell the story.

Be an Indian giver: the power of getting something for nothing.

Use assets to buy luxuries: the power of focus.

The easy road often becomes hard, and the hard road often becomes easy.

Teach and you shall receive: the power of giving.

It is true that your world is only a mirror of you.

It is rare that a seller asks a price that is less than something is worth.

Search, offer ,reject, negotiate, and accept are all parts of the process of almost everything in life.


感悟:

这本书帮助我更新了对财富的认识:富人不是为钱工作,而是让钱给自己打工;掌握金融知识,分清自己买的是资产和债务,资产为口袋带来钱,而债务从口袋拿走钱;拥有你自己的事业,关注资产,而不只是工资收入;开公司吧,企业所得税税率低于个人所得税税率,且一些开支可通过公司以税前价购得;如果你知道自己在做什么,那就不是赌博,如果你只是把钱扔进一个项目里然后祈祷,那就是赌博。

我们拥有的最有力的资产就是大脑,勇敢尝试,保持警醒,没什么好怕的,开始就是了,路在嘴边,多和别人沟通交流,发现别人没有注意到的点,根据需求快速学习技能。这本书偏向思想方面的启发,看完对金钱的渴望不再只是停留在表面上对有钱人的羡慕,而是自然而然地想要了解更多经济相关的知识,思考该学些什么,该怎么做。

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